The Fat Wallet Show with Kristia van Heerden

Podcast: The two-stage FIRE approach

Kristia van HeerdenLatest, The Fat Wallet

If you went into formal employment straight out of university or school, odds are you have some sort of pension fund or retirement annuity. You may since have realised the idea of working until you’re 65 is entirely optional. If you’ve already allocated a large part of your income towards your retirement, you need to ...
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ETF: MAPPS Protect in a market crash

Kristia van HeerdenETF Blog, Latest

Effective 1 March 2023, this ETF  is now the Satrix Multi Asset Passive Portfolios Solutions Protect ETF (JSE code: STXMAP) How effective is diversification at smoothing out investment performance during a crash? The NewFunds MAPPS Protect ETF was designed to withstand a volatile equity environment by splitting investments between SWIX 40 equity and government bonds. ...
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ETF: Concentration risk in ETFs

Kristia van HeerdenETF Blog, Latest

In an ETF weighted by market capitalisation, your exposure to companies with rising value will increase as share prices rise, and decrease as share price falls. The risk is that over time your overall portfolio could inadvertently become over-exposed to a single sector or even share.

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ETF: Understanding the 1nvest Global Property ETF

Kristia van HeerdenETF Blog, Latest

In days of yore, a property investment involved an immovable collection of bricks and all the concentration risk of a physical thing in a physical place. It also required an enormous amount of capital or debt upfront. The introduction of listed property made it possible to benefit from property investments without the capital outlay and ...
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ETF: The new CoreShares Property ETF

Kristia van HeerdenETF Blog, Latest

Does anything sound more appealing to an ETF investor than dividend income that covers your living expenses?  The problem with this strategy is that dividends aren’t reliable. It’s up to the management of a listed company to determine whether or not they want to share profits in a given year. Predicting whether you’ll receive a ...
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ETF: Understanding SWIX ETFs

Kristia van HeerdenETF Blog, Latest

Shareholder-weighted index (SWIX) trackers are weighted by ordinary shares held in the South African share register. Shares in these blue chip companies held by other companies don’t form part of the weighting of the index, neither do shares held by offshore investors. Since these products are weighted by shares held locally, liquidity is a built-in ...
Benefits of offshore investing

Video: Benefits of offshore investing

Simon BrownPower Hour, Video Invest, Webinar and Video

In times of economic uncertainty, taking investments offshore as a means of diversifying makes sense for a discerning investor. However, it is often believed that going offshore is for the ultra-rich and affluent. There’s also a misconception that offshore investing is all about buying property in London or a summer villa in the south of ...
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ETF: Understanding the Ashburton 1200 ETF

Kristia van HeerdenETF Blog, Latest

This ETF is now owned by FNB and the code is FNBEQF. Once we start investing, most of us are in pursuit of the perfect investment. What we want, of course, is the unicorn that goes to the moon the day after we invested. Luckily, we understand our ability to find that needle in the ...
GIVI SA Resource 15 ETF

ETF: Understanding the GIVI SA Resource 15 ETF

Kristia van HeerdenETF Blog, Latest

Since the South African investment universe is small, we get a front-row seat to the impact of diversification during every market cycle. Historically the South African economy relied heavily on the resources sector. While we're no longer a resource-heavy economy, our mines and energy businesses tend to shine when the rest of the economy suffers. ...