We designed this series of articles for those who want to take control of their finances, but are unsure where to begin. If that sounds like you, our quick reference guide can be treated as a step-by-step guide to getting on your way.
Revisiting your investment strategy
Learning and planning is exhilarating. Everything is new and you’re excited to get started. Once you start putting your financial plan into action however, you will become part of the hurry up and wait club. Here are 3 common responses that you need to resist.
What’s in the way of financial independence?
There are only four things that can prevent you from achieving financial independence. Luckily they can all be overcome if you understand them, and they are all really easy to understand.
Four roads to discipline
Financial change happens one pay cheque at a time, but there are many things we can do between pay cheques to ensure we are better at our finances from one payday to the next. Consider this your how-to guide for financial discipline.
Am I ready to start investing?
Prepare the ground before you start to invest – a firm foundation can protect your investments and ease the anxiety of making investment decisions. This is too important to rush.
ETF: Understanding TER
As investors we don’t know the TER (the cost of running an ETF ) before we pay it. Here we explain how these costs are calculated
ETF: Understanding the Satrix 40
ETF: How to read your MDD holdings
Inside each ETF is a number of companies. Comparing the sectoral and top 10 exposure of these ETFs will help you understand where exactly your money is going. Here we help you unpack your sectoral exposure and the top 10 holdings in your MDD. The point of this exercise is to avoid concentration risk.
ETF: How to read your MDD fund information
Minimum disclosure documents (MDD) have lots of useful information about your ETF. Here we explain these sections of your MDD: Fund classification (this tells you what type of asset you’re invested in and where in the world that asset lives), Distribution, Portfolio currency, Rebalancing, and Fees.
ETF: How to read your MDD objective
Each MDD starts with the objective. These objectives can be littered with jargon and is very likely to send you running for the hills. Here we discuss some of the words you should look out for and their meaning: index; weightings; market capitalisations; selected, capped, price performance and script lending