Latest Archives - Page 58 of 136

Podcast: Upside surprises

Simon Brown 10 September 2020JSE Direct, Latest

Simon Shares Day 167 of lockdown. Local Q2 GDP -16.4% (-51% if you annualise it). Makes us one of the worst-hit economies for Q2, not surprising as we did very hard lockdown. Now to get out of the hole and that's going to be the hard part. Of our three main political parties, the honest ...

ETF: Bonds in your ETF portfolio

Kristia van Heerden 9 September 2020ETF Blog, Latest

Danish fund manager and author Lars Kroijer advocates for a simplified do-it-yourself investment strategy comprising of two simple investments. The first is an ETF with global exposure. The second is bonds with a time horizon similar to our investment horizon. For the ETF, the Ashburton 1200 caught our attention because it offers a small amount ...

Retire: Two-stage FIRE (part 2)

Carina Jooste 8 September 2020Latest, Retire

Quick reminder: Two-stage FIRE is a strategy designed specifically for South Africans who are working to achieve financial independence / early retirement. What makes this strategy uniquely South African, is that it considers mandated retirement ages by local retirement fund providers. In the previous blog, we looked at the concept behind Kris Naidoo’s two-stage FIRE ...

The Fat Wallet Show with Kristia van Heerden

Podcast: How to make up for lost time

Kristia van Heerden 7 September 2020Latest, The Fat Wallet

Most of us kick our 20-year-old selves for spending all our money making poor decisions in Melville instead of taking full advantage of compounding. The financial independence, retire early (FIRE) movement has given us valuable tools to reach our financial goals despite those late nights in Melville. I discussed that with FIRE-man Patrick McKay here. ...

Podcast: Level 2 winners

Simon Brown 3 September 2020JSE Direct, Latest

Simon Shares Day 160 of lockdown. Northam (JSE code: NHM) results had two comments that caught my attention. They are aggressively buying back their Zambezi pref shares (JSE code: ZPLP). The second was that the amount of rhodium used in a single catalytic converter was 0.3g in 2015 and will be 0.45g in 2025. A ...

ETF: Short-term investment ETFs

Kristia van Heerden 2 September 2020ETF Blog, Latest

In a lower interest rate environment getting inflation-beating returns on cash is challenging. If you have a five-year savings goal, this could have a real impact on your returns. A potential solution to this is short-term investing. The most important consideration here is the relationship between time and risk.

Your effective tax rate

De Wet De Villiers 1 September 2020Latest, Tax Tuesday

Being in the middle of the 2020 tax filing season and halfway through the 2021 tax year, we wanted to clarify how the SARS tax brackets work and what your effective tax rate is for each. South Africa applies a sliding scale to determine the relevant tax rate. This isn’t the case in some other ...

Podcast: Monthly income at retirement

Kristia van Heerden 31 August 2020Latest, The Fat Wallet

There’s more guesswork involved in retirement planning than we’d like to admit. If you’ve ever gone through the retirement planning process with a financial advisor, you know what I mean. To calculate how much money you’ll need for retirement, you need to factor in the expected inflation rate as well as the expected growth rate ...

Podcast: Results mania summary

Simon Brown 27 August 2020JSE Direct, Latest

Simon Shares Day 153 of lockdown and Covid-19. Pro-active passive management Investec USD SP500 Autocall Upcoming events; 03 September ~ JSE Power Hour: Under the hood of a passive robo advisor Download the audio file here Subscribe to our feed here Sign up for email alerts as a new show goes live Subscribe or review us in iTunes Master ...

ETF: Should I sell my old ETF?

Kristia van Heerden 26 August 2020ETF Blog, Latest

Just One Lap users often want to know whether to sell their existing ETFs. It makes sense to pay attention to the weightings of ETFs in your portfolio and how that relates to your strategy. Since new exchange-traded funds (ETFs) list on the market every year, a product more suited to your strategy might be ...