There’s a misconception that the capital gains tax (CGT) rate is 18%. While this is sometimes true, your capital gain liability can be far lower.
Podcast: DIY diversification
What is diversification? Should you care about it? If you do care about it, how do you do it? In this week’s episode of The Fat Wallet Show, we spend some time at the intersection between risk and diversification. We help you think through the role of cash in a portfolio and once again reject ...
Podcast: Buy the rumour, sell the fact
Simon Shares Day 146 of lockdown and Covid-19, new cases definitely on the decline and hence we're now in level 2. S&P500 closed Tuesday at all-time highs. Sasol (JSE code: SOL) after liking the update the market does not like the results. Truworths (JSE code: TRU) has now written down GBP231million of the GBP256million they ...
ETF: Understanding the Sygnia Japan ETF
We've updated this ETF review in April 2024. This week, we take a closer look at the Sygnia iTrix MSCI Japan (share code: SYGJP) ETF. The Japanese economy remains one of the largest in the developed world. Japan is the second-biggest holding in the MSCI World Index, as well as the S&P Global 1200 Index. ...
Cash Club: Investment Club update
In 2017 I convinced a group of friends to start an investment club. It wasn’t without challenges in the beginning. We started as a group of seven, which quickly reduced to five and then three. We’ve been three people since. I had been invested in ETFs for a few months when I wanted to start ...
Podcast: How to compare investment products
Not all investment products are created equal. This week, listener JP was struggling to understand why his RA was performing so poorly while his tax-free account was making money. The answer is important for everyone who holds more than one investment product. This week we help you (and JP) work out what exactly you should ...
Podcast: When bad news is good news
“This week’s episode of JSE Direct is courtesy of IG, our preferred supplier in trading products.” Simon Shares Day 139 of lockdown and Covid-19, new cases definitely on the decline. Clicks (JSE code: CLS) trading update again shows that this company is a machine. Revenue +10% for the 49 weeks to 9 August 2020. Residential ...
ETF: Commodity ETFs in your portfolio
Commodities tend to give investors a sense of security. Gold is especially popular during political and economical turmoil as the current COVID rally is making abundantly clear. The presence of a tangible asset at the other end of the transaction is comforting to those who are at all times geared for the apocalypse. While it’s ...
Retire: Two-stage FIRE (part 1)
To be financially free and retire early from the rat race is a goal many of us aspire to. But because retirement products in South Africa can only be accessed at age 55 or 65, what’s an early retiree to do when they want to retire at 45? Enter the two-stage FIRE (Financial Independence Retire ...
Podcast: How to invest BIG money
Those of us slowly building a portfolio every month accept our investments will be determined by our overall strategy. This strategy would include our ultimate financial goal, plans around asset allocation, diversification, tax planning and future drawdown management. We understand we have to consider these variables throughout our portfolio, including our retirement products. New money ...