Retire: Retirement myth-busters

Carina Jooste Latest, Retire

The phrase ‘Saving Towards Retirement’ is loaded. There’s loads of information to wade through, and an undercurrent of fear that you don’t have enough. In my conversations I’ve started to pick up on some personal money myths that might be hijacking our reason.

Retire: Two-stage FIRE spreadsheet

Carina Jooste Latest, Retire

Over the last few months, we've been discussing what early retirement would look like to those who have Regulation 28-compliant pension funds or other retirement products. Our friend Kris Naidoo came up with a strategy that would help him utilise the funds he amassed during his working life to fund an early retirement, even though ...

Your effective tax rate

De Wet De Villiers Latest, Tax Tuesday

Being in the middle of the 2020 tax filing season and halfway through the 2021 tax year, we wanted to clarify how the SARS tax brackets work and what your effective tax rate is for each. South Africa applies a sliding scale to determine the relevant tax rate. This isn’t the case in some other ...

Cash Club: When an emergency hits

Njabulo Nsibande Cash Club, Latest

Any financially savvy person will tell you that an emergency fund is the most important piece of your portfolio, and that you should have enough cash to cover your living expenses for three to six months. When it comes to emergency funds, I realised two things: 1. When I'm in an emergency, I'm not saving ...
The Fat Wallet Show with Kristia van Heerden

Podcast: If not equities, what?

Kristia van Heerden Latest, The Fat Wallet

We can all assume the chief economist at Stanlib knows a thing or two about the world. Imagine my alarm when I read he thinks we need to fall out of love with equities. Thankfully the headline was just clickbait and Kevin Lings said nothing about Bitcoin. If you let yourself read beyond the headline ...

Minimalism: Can you eat it?

Web Admin Latest, Minimalism

With all the “-isms” around, do we really need another one? In this case, we do. Minimalism is when you remove all excess until only the truly essential and important remains. Most people think minimalism is easy when you’re rich. You already have a lot of stuff to get rid of, you can make even ...