Types of savings

Kristia van HeerdenLatest, OUTstanding

Thanks to the money-making twins you know that savings protect your money while investments grow your money. Money that you’ll need in the next few months or the next five years, goes to Savings. But you can make find ways to make Savings work a little harder.

What you get when you save

Kristia van HeerdenLatest, OUTstanding

The reason saving and investing are so different has to do with what the money does when you’re not looking. Money in a savings account keeps being money. Money you invest, however, becomes an asset.

Choosing between saving and investing

Kristia van HeerdenLatest, OUTstanding

You want to keep some of your money safe in case you need it, but you want to put some of your money to work so you can stop working. Deciding how much money should go to investing, and how much to savings, depends on one question: When do you need your money back?

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ETF: Your guide to bond ETFs

Kristia van HeerdenETF Blog, Latest

If you are looking for a savings vehicle that returns at least your original investment amount plus inflation, you might be in the market for bonds. Some bonds protect spending power by offering returns linked to inflation. Others offer a guaranteed income, regardless of market events or inflation. This asset class offers investors a degree ...
The Fat Wallet Show with Kristia van Heerden

Podcast: If not equities, what?

Kristia van HeerdenLatest, The Fat Wallet

We can all assume the chief economist at Stanlib knows a thing or two about the world. Imagine my alarm when I read he thinks we need to fall out of love with equities. Thankfully the headline was just clickbait and Kevin Lings said nothing about Bitcoin. If you let yourself read beyond the headline ...

Cash Club: 2019 Savings Challenge

Njabulo NsibandeCash Club, Latest

In my previous blog, I listed my goals and challenges for 2019. This month I’m lining up another challenge for the year. In December, I saw a tweet by @your_money_blog promoting a 52-week savings challenge. It’s pretty simple - you save money for every week of the year, as per the image below: It’s kind ...