Cash Club: 2019 Savings Challenge

In Cash Club, Latest by Njabulo Nsibande

In my previous blog, I listed my goals and challenges for 2019. This month I’m lining up another challenge for the year.

In December, I saw a tweet by @your_money_blog promoting a 52-week savings challenge. It’s pretty simple – you save money for every week of the year, as per the image below:

It’s kind of like walking into a pool that gets deeper as time goes by. At first, I wanted to take on the challenge, but then my friend Lebo and I thought about it a bit more. It’s all fun and games at the beginning, but it gets rather hard towards the end as the amount gets exponentially higher.

So Lebo gave me this idea to do it monthly instead of weekly. With this version, you save R200 in January, R400 in February, etc.

I chose to save increments of R150 instead of R200 because of affordability, and I will be sharing my progress on Twitter under the hashtag #2019SavingsChallenge.

This challenge is also ideal to help start a TFSA for those who haven’t started to invest in one yet.

My goal for 2019 is to save as much cash for my emergency fund as possible – and undertaking this challenge will help me get there.


Njabulo Kelvin Nsibande

Njabulo Nsibande is a Just One Lap user-turned-contributor and a founding member of an investment club. His “Cash Club” blog details his experiences balancing the financial obligations of a young parent with his investment aspirations.

Follow Njabulo’s journey here every month. You can also follow his trading journey by listening to his Village Trader podcast.

Find him on Twitter: @njabulo_goje.



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