Kristia van Heerden Archives - Page 33 of 36

The Fat Wallet Show with Kristia van Heerden

Podcast: Strategic money and share incentives

Kristia van Heerden 14 November 2016Latest, The Fat Wallet

This week’s episode is a little like The Twilight Zone. By sheer fluke, we received three questions from two Chrises and a Christo. While the questions aren’t related to each other, by the end of the episode Simon and I realise that the entire episode is about one thing: having a plan. Episode 25. We ...

Podcast: Place what in private?

Kristia van Heerden 7 November 2016Latest, The Fat Wallet

Simon is back from holiday and all is well with the world again. In this episode we catch up on some of the feedback and questions we received over the past two weeks. Coincidentally all of the questions we didn’t get to were submitted by people named Chris. Next week we’ll do a Chris episode ...

Podcast: The time travel episode (and windfalls)

Kristia van Heerden 31 October 2016Latest, The Fat Wallet

You thought we were just a podcast, but we also time travel. With Simon on holiday, we pre-recorded this episode two weeks ago, when #twentiestaughtmethat was trending on Twitter. I learned my biggest financial lessons in my twenties. Reading through the tweets, I realised that that’s true for many people. I also realised how lucky ...

Podcast: Retirement and tax

Kristia van Heerden 24 October 2016Latest, The Fat Wallet

I recently realised, to my horror, that pension fund and retirement annuity providers are winning at consumer education. With my first job came an onslaught of pension fund providers vying to communicate with my broke ass. I didn’t know how to budget, how to manage my debt, how to navigate myself out of a brown ...

ETF: New international ETFs by CoreShares

Kristia van Heerden 19 October 2016ETF Blog, Latest

CoreShares’ two new offshore ETFs are the first to launch since I became ETF Nerd #1 and boy, am I excited! Come November I’ll be able to get my offshore kick with a local flavour. With the drama still unfolding at Deutsche Bank, offshore options from a local ETF provider seem particularly well-timed. Fortune apparently ...

Podcast: Can debt be good?

Kristia van Heerden 17 October 2016Latest, The Fat Wallet

Erik Thiart sent a question that I’ve subconsciously been avoiding on this podcast. He wanted to know what the deal is with my debt story. I talk about paying back my debt often, but I’ve never really gone into how I got into debt in the first place. If I’m perfectly honest, it’s because it ...

ETF: Rand panic and your ETFs

Kristia van Heerden 12 October 2016ETF Blog, Latest

The rand took a nose dive yesterday as news broke that finance minister Pravin Gordhan has been summoned to appear in court on charges of fraud. Bank shares also took a beating, which could be worrisome for holders of FINI ETFs. With the news of Deutsche Bank still fresh, it seems there’s nothing but chaos ...

Podcast: Are my investments making me poor?

Kristia van Heerden 10 October 2016Latest, The Fat Wallet

When I finally paid off my debt three years ago, I was in the perfect position to start building wealth. It took two stark years to get out of a very dark place of my own making. No salon visits, no new clothes and a helluva lot of peanut butter later had me looking a ...

ETF: Deutsche Bank ETF panic

Kristia van Heerden 5 October 2016ETF Blog, Latest

South African ETF investors looking for offshore exposure have had a convenient vehicle in the Deutsche Bank x-tracker ETF products. We have been supporters of these products, both through personal investments in x-tracker ETFs and by recommending the ETFs to our users. Last week the global financial system was rocked by speculation that the German ...

Podcast: Warranty worry

Kristia van Heerden 3 October 2016Latest, The Fat Wallet

I’m a big believer in having an emergency fund that will cover my expenses for at least three months. I don’t want too much cash sitting around doing nothing, but I also want to avoid cashing out investments to cover emergencies. My emergency fund creates an interesting dynamic in my personal finances. Because I have ...