Kristia van Heerden Archives - Page 34 of 36

The Fat Wallet Show with Kristia van Heerden

Podcast: How to be wrong, or contract vs prepaid

Kristia van Heerden 26 September 2016Latest, The Fat Wallet

This podcast forces me to do an annoying amount of personal growth. This week I had to work out what I disliked more: being wrong or being irrational. My early 20s was a haze of red wine and shopping on credit. In three short years I managed to rack up debt ten times my monthly ...

Podcast: Warning! We say “ethics”

Kristia van Heerden 19 September 2016Latest, The Fat Wallet

WARNING: This episode contains some insipid moralising. Vomiting might ensue. Please allow me a moment to be a little philosophical. It’s my birthday week. This can be your gift to me. Last week I featured the NewFunds NewSA ETF. It’s an ETF that invests in companies based on their empowerment ratings. As our bestie Nerina ...

Podcast: Endowments vs financial discipline

Kristia van Heerden 12 September 2016Latest, The Fat Wallet

Fat Wallet listener Kennith Brand asked us to unpack the advantages and disadvantages of endowments. In this podcast, Simon and I try to wrap our heads around what these products are, why they’re offered by insurance companies and whether you should be putting your money in them. Regular listeners will be unsurprised to find that ...

Podcast: Shanks for renting

Kristia van Heerden 5 September 2016Latest, The Fat Wallet

It’s really great to be part of a community - especially when it’s a community of excellent individuals. While many didn’t love what we had to say in our homeownership podcast, almost all of the feedback was of the intelligent allow-me-to-disagree variety. There wasn’t even a light shanking. I am grateful. We should all hang ...

Podcast: Value for money

Kristia van Heerden 29 August 2016Latest, The Fat Wallet

Until now, most episodes of The Fat Wallet dealt with investment concepts. When it comes to money, however, smaller personal finance choices can arguably have a much more profound impact on your financial well-being. We address this often when we talk about keeping your lifestyle costs in check. Super fun #fatwallet recording with @dineo_t @p2the3tri ...

Podcast: What the fund return?

Kristia van Heerden 22 August 2016Latest, The Fat Wallet

We spend a lot of time at listening to debates on whether low-cost index investing is better than paying someone to manage your money. During these debates, there’s invariably a chart that compares the performance of a fund against an index. The problem is that fund returns aren’t always represented in the same way. Sometimes ...

Podcast: Share buyback, or sale?

Kristia van Heerden 15 August 2016Latest, The Fat Wallet

Are share buybacks an indication that a company is trading on the cheap, or a sure sign that management has run out of good business ideas? In this episode of The Fat Wallet Show, I try to figure out how share buybacks affect investors. From time to time, a company will buy and destroy some ...

Podcast: Homeownership is the new broke

Kristia van Heerden 8 August 2016Latest, The Fat Wallet

Given our political history, it’s hardly surprising that South Africans take homeownership very seriously. Many young South Africans will be the first homeowners in their family. Like so many financial decisions, homeownership is emotionally charged. However, once you start running the numbers it’s difficult to make a financial case for buying a home. Episode 11. ...

Podcast: Bonds, revisited

Kristia van Heerden 1 August 2016Latest, The Fat Wallet

Ten whole episodes, and not a single rock thrown at us! I’m surprised and delighted. This week we kick off with quite a bit of feedback on previous endeavours. Thanks for taking the time to write us. I’m even grateful to George, who came to Magnus’ defence after last week’s episode. There’s enough space on ...

Podcast: Killing ETFs

Kristia van Heerden 25 July 2016Latest, The Fat Wallet

Let’s start this week with a slow clap for Magnus Heystek. In a single article, he managed to troll an entire industry. Well done, sir. You got me. Post #fatwallet #podcast recording. We get to hang out with @michaelavery at Melrose Arch today. #classicfm A photo posted by Kristia Van Heerden (@k_r_isis) on Jul 20, ...