Sorting out money between partners can be fraught, but it's a walk in the park compared to parents and siblings. We spend our formative years trying to secure the love and acceptance of the very people who we now have to say "no" to, which is why we are Money Enemy Number One. Your best ...
ETF: Understanding the Africa Palladium ETF
When the market is particularly unpredictable, some investors like to invest in physical assets. The Standard Bank Africa Palladium ETF combines the emotional comfort of investing in a physical asset with the ease of buying a share. Palladium is a precious metal used to produce catalytic converters in cars. It's also used in the medical, ...
Podcast: The car show
I had barely landed my first job when I bought a car. I had no deposit, no idea how interest worked and did whatever it took to get wheels. Thankfully my mother had recently bought a car exactly like mine. I assumed that I couldn’t afford anything bigger. In retrospect I probably could have gotten ...
Podcast: Should we care about the bear?
The world has gone mad with talk of a bear market. As someone whose experience of a bull market has to do with how much bullshit it is that the market makes money, facing a bear market seems especially unfair. In this episode we discuss what a bear market is, what it would look like ...
ETF: Understanding the Ashburton Inflation ETF
South African household budgets are straining under rising costs in an exceptionally unpredictable market. Bonds are a safe and easy way for cash-strapped investors to protect their money from inflation and volatility. This week, we see what the Ashburton Inflation ETF has to offer. As we explain here, governments use bonds to borrow money from ...
Podcast: What even is the stock market?
There’s nothing intuitive about the stock market. Most of what we discuss on this show relies on a basic grasp of the stock market, which is possibly asking too much. Every year I learn something new about the market. When I do, I get this horrible sense that everyone else already knew that and thinks ...
ETF: Understanding the SYGUS
Whether you’re a Millennial looking to invest in selfie stocks (we call dibs on that phrase) or a Dallas-loving Baby Boomer hating on the rand, the SYGUS ETF is for you. The name on the birth certificate is actually the Sygnia Itrix MSCI US ETF, but we don’t appreciate such prolixity in investment products. Aside ...
Podcast: Quality of life vs saving
I blame the advertising industry for the idea that living a good life is somehow related to money. If we don’t think about what we want our money to do, we’re living someone else’s idea of a great life
ETF: Understanding the NewFunds ILBI
Effective 1 March 2023, this ETF is now the Satrix ILBI ETF (JSE code: STXIFL) Being able to retire would be impossible if our investments didn't beat inflation over time. The Satrix ILBI ETF (STXIFL) invests in inflation-linked government bonds in an attempt to preserve your buying power. As we explain here, inflation is when ...
Podcast: What’s next for my money?
It took just over two years to pay back my debt. I was worried about debt for so many years that I wasn’t prepared for the day I didn’t have any. Here, we try to prepare you for the next phase of your money that is currently crawling towards you



