Kristia van Heerden Archives - Page 14 of 36

ETF: Income ETFs II – Listed Property ETFs

Kristia van Heerden 11 September 2019ETF Blog, Latest

The right type of income investment depends on two important considerations. The first is your investment horizon. Your asset allocation will depend on the amount of time you plan on being invested. The closer you get to cashing out your investment, the less volatility you can afford. The second is your tax situation. Income from ...

The Fat Wallet Show with Kristia van Heerden

Podcast: The news and your investments

Kristia van Heerden 9 September 2019Latest, The Fat Wallet

If you’re reading this, you are one of the few survivors of last week’s internet dumpster fire. This week, Simon and I spend time putting together a model to help you make sense of the news. We focus specifically on when a news report should move you to action and when you should just walk ...

Podcast: Investing for your parents

Kristia van Heerden 2 September 2019Latest, The Fat Wallet

The biggest challenge in supplementing a parent’s retirement income is whether to save in their name or your own. This week, we help Kim and her sister think through their options to help their mother in retirement. Kim I cannot describe to you how empowering The Fat Wallet Show has been in my life. You ...

ETF: Volatility ETFs explained

Kristia van Heerden 28 August 2019ETF Blog, Latest

This year, Absa introduced three new ETFs that aim to capitalise on the relationship between risk and return. (If that sentence scared you to death, hang in there. It will make more sense later in this article.) The products aim to minimise the amount of money investors can lose when markets are scary. They do ...

Podcast: Drawdown management

Kristia van Heerden 26 August 2019Latest, The Fat Wallet

Not many of us are well-equipped to manage a large sum of money. Our monkey brains spent so much time learning how to run away from predators and exactly zero time learning about financial decision-making. We don’t blame it, of course. Compounding is lost on the dead. All this monkey business makes retirement a nightmare. ...

Podcast: How to use bond ETFs

Kristia van Heerden 19 August 2019Latest, The Fat Wallet

Bonds are wonderful, magical things, but they can be tricky. Pool them all together into an ETF, and it gets even more complex. First of all, the tax on a bond ETF is tough to figure out. Coupons are taxed at your marginal rate, after an exemption. When your coupons are reinvested, as in the ...

ETF: Understanding the Ashburton 1200 ETF

Kristia van Heerden 14 August 2019ETF Blog, Latest

This ETF is now owned by FNB and the code is FNBEQF. Once we start investing, most of us are in pursuit of the perfect investment. What we want, of course, is the unicorn that goes to the moon the day after we invested. Luckily, we understand our ability to find that needle in the ...

Podcast: The price-weighted index

Kristia van Heerden 12 August 2019Latest, The Fat Wallet

For two years we’ve had to live with the shame of the Listener Love Index. The wisdom of the crowd is not quite so wise when it comes to stock selection. Let that be a lesson next time a friend offers a hot stock tip. This week we finally replace that horror show with our ...

ETF: Understanding the Satrix Emerging Market ETF

Kristia van Heerden 7 August 2019ETF Blog, Latest

While South Africa itself is an emerging market, local investors hoping to access other emerging economies have had limited options in the past. These days, we can conveniently access emerging market economies, including the economies of our neighbours, using ETFs. Tip: We discuss the difference between developed and emerging economies in this podcast. 2017 saw the ...

Podcast: Rookie errors

Kristia van Heerden 5 August 2019Latest, The Fat Wallet

Making mistakes is a great way to learn. Someone can explain diversification a hundred times without ever having the same impact as one share dragging down your entire portfolio. At Just One Lap, we like mistakes almost as much as we like questions. We know - mostly from experience - each mistake gets you closer ...