Kristia van Heerden Archives - Page 15 of 36

ETF: How do I buy a tax-free ETF?

Kristia van Heerden 10 July 2019ETF Blog, Latest

The investment stage of your financial journey finally offers some excitement. You’ve spent some time getting your debt under control, building your emergency fund and sorting out the right insurance to protect your assets. These things are important, but about as exciting as watching paint dry. After all this hard work, you can start investing ...

Retire: Teenagers should know how

Carina Jooste 9 July 2019Latest, Retire

A relative is helping her 12-year old set up his own business. They’ve identified their market, purchased a domain name for a website and agreed on a simple business plan. The most interesting part of this conversation is what the 12-year old must do with the profits gained. 25% can be spent on whatever he ...

The Fat Wallet Show with Kristia van Heerden

Podcast: Not enough for a financial plan

Kristia van Heerden 8 July 2019Latest, The Fat Wallet

Compiling a financial plan before you earn an income or when you have very little is ideal. You can’t afford any bad financial habits yet and your cost of living is probably as low as you can get it. As it happens, those are the two most important ingredients to rocking your finances. Generally, our ...

Podcast: What happens to my investments in a market crash?

Kristia van Heerden 1 July 2019Latest, The Fat Wallet

I grew up with the idea that you can lose “all your money” in the stock market. I’m sure many people did. Movies about the stock market don’t do much to put us at ease - if it doesn’t end with someone losing their last penny, it’s not very entertaining. This week, Nadia got us ...

ETF: My first investment

Kristia van Heerden 26 June 2019ETF Blog, Latest

The most daunting decision a first-time investor has to make is what to buy. Exchange-traded funds (ETFs) can remove a lot of the anxiety around what to invest in. A single ETF investment can give an investor exposure to thousands of shares. If you are new to all of this, understanding ETFs will do a ...

Podcast: Build your own financial plan

Kristia van Heerden 24 June 2019Latest, The Fat Wallet

If you are earning money, you probably know you should have an idea of where your money should go and why. Most of us avoid drawing up a financial plan because we think we don’t know enough to make good decisions. For some reason, the head-in-the-sand approach is the only comfortable thing about money when ...

ETF: Invest in the USA

Kristia van Heerden 19 June 2019ETF Blog, Latest

In bygone days, the only way of getting offshore exposure in an investment portfolio was a complicated process involving moving and managing money abroad. While this process is still an option, it normally requires a large chunk of money to be worth the fees. Having assets offshore also complicates estate planning, because you need a ...

Podcast: Insurance vs investment

Kristia van Heerden 17 June 2019Latest, The Fat Wallet

We don’t recommend jumping into your first investment before you have your financial house in order. The humble emergency fund is at the heart of any good financial strategy, followed by insurance. At the beginning of your financial journey, you don’t have many assets. When you’re starting out, whether it’s getting a handle on debt ...

Podcast: How to think about investment returns

Kristia van Heerden 10 June 2019Latest, The Fat Wallet

Before we begin, please take a moment to complete our survey. It would really help us out. Investing is daunting because there are no clear answers to basic questions like, “How much money do I need?” or “Am I on track?” To make matters worse, financial institutions like to exploit our limited knowledge on the ...

ETF: Why time matters most

Kristia van Heerden 5 June 2019ETF Blog, Latest

Investment decisions are overwhelming. In this post we are going to talk about the one question that removes a lot of the anxiety around investing: when do I need to take the money out of the market? If your own research lead you to index investing and ETFs, it probably took a while to understand ...