Kristia van Heerden Archives - Page 12 of 36

The Fat Wallet Show with Kristia van Heerden

Podcast: End of year money reflections

Kristia van Heerden 9 December 2019Latest, The Fat Wallet

The end of the year is a good time to take stock of how things went financially. At the beginning of 2018, Simon and I discussed our money resolutions for the year. At the end of last year, we revisited some of our financial assumptions. To wrap up our 2019 Fat Wallet year, we once ...

ETF: Understanding the S&P Givi Financial 15 ETF

Kristia van Heerden 4 December 2019ETF Blog, Latest

The Absa Capital S&P GIVI Financial 15 ETF is a strange beast. While the name creates the impression that the ETF is invested exclusively in South Africa’s world-class banking and financial services sector, the ETF also includes a fair but of real estate investment trust (REIT) investments. Banks and life insurance companies are also represented ...

Podcast: What’s the deal with tax brackets?

Kristia van Heerden 2 December 2019Latest, The Fat Wallet

For the longest time I thought a progressive tax system referred to how we spend our tax money. Poor, naive me. It turns out that a progressive tax system means there’s not one tax rate. How much tax you pay depends on how much money you make. Your tax rate gets progressively higher as you ...

ETF: Understanding the Krugerrand Custodial Certificate

Kristia van Heerden 27 November 2019ETF Blog, Latest

The physical nature of a gold investment provides investors with a sense of security. Ironically, though, taking delivery of a physical gold investment comes with risks. RMB’s Krugerrand Custodial Certificate (KCCGLD) offers an opportunity to invest in Krugerrands without having to resolve issues around storing physical assets. Like the Dollar Custodial Certificate (DCCUSD), the Krugerrand ...

Podcast: My first investment

Kristia van Heerden 25 November 2019Latest, The Fat Wallet

Whenever I hear from someone about to make their first investment (or take their first yoga class), I get a pang of nostalgia. I’ll never forget my first investment — the thrill, the terror, the sense of achievement, the self-rewarded grown-up badge. Fear was definitely the biggest part of it. True to form, I made ...

Podcast: Stock market risk

Kristia van Heerden 18 November 2019Latest, The Fat Wallet

This week’s show is the second of the risk-series, sponsored by the Index and Structured Solutions team at Absa CIB. In the first episode we spoke about financial risks that aren’t investment-specific. This time, we talk about risks specifically related to the stock market and your portfolio. When it comes to investing, we’re most concerned ...

Podcast: Is my portfolio over-exposed?

Kristia van Heerden 11 November 2019Latest, The Fat Wallet

What are the implications of buying two ETFs that have similar holdings? Raesetsja is trying to figure out if they should add MSCI World to a portfolio of S&P500 holdings. In this week’s episode, we show you how to figure out what doubling up would mean for your portfolio using local Satrix ETFs as an ...

ETF: The new CoreShares Property ETF

Kristia van Heerden 6 November 2019ETF Blog, Latest

Does anything sound more appealing to an ETF investor than dividend income that covers your living expenses? The problem with this strategy is that dividends aren’t reliable. It’s up to the management of a listed company to determine whether or not they want to share profits in a given year. Predicting whether you’ll receive a ...

Podcast: Live from Cape Town

Kristia van Heerden 4 November 2019Latest, The Fat Wallet

This is our very first live recording in Cape Town, and what a pleasure it was. Our conversations with you change the way we think about our money. Also, seeing people laugh at your stupid jokes instead of hoping to goodness that someone finds you funny is a wonderful ego boost. This week we help ...

ETF: Understanding the Satrix MSCI World ETF

Kristia van Heerden 30 October 2019ETF Blog, Latest

Offshore investing has never been easier. South African investors can buy offshore index-trackers in rands via local stockbrokers. The product selection also increases every year. We can get exposure to euro, dollar, and pound-based investments at the click of a button. The Satrix MSCI World ETF is leading the charge in global exposure, with a ...