Kristia van Heerden Archives - Page 28 of 36

The Fat Wallet Show with Kristia van Heerden

Bonus podcast: Property dilemma

Kristia van Heerden 27 October 2017Latest, The Fat Wallet

Getting to be great at money is like losing weight. Those who are successful at it don’t reach their goals because they perfectly stick to a plan. They are successful because they make more good decisions than bad ones over a long period. We’ve long theorised that there are five financial concepts that underpin good ...

ETF: DIY

Kristia van Heerden 25 October 2017ETF Blog, Latest

In this week’s episode of The Fat Wallet Show, we discuss how to put together your own ETF portfolio. Within tax-free investment vehicles, you are only allowed to invest in ETF products. This prevents investors who are new to the market from taking on too much risk. The tax-free accounts are designed to build wealth ...

Podcast: Build your own ETF portfolio

Kristia van Heerden 23 October 2017Latest, The Fat Wallet

We are 70 episodes strong! What a ride! As you may have noticed by now, The Fat Wallet Show tries to help you figure out how to think about your money. The theory is if you understand a few surprisingly simple concepts, you have the tools you need to make great financial decisions. Once you ...

Podcast: ETFs shouldn’t be your second source of income

Kristia van Heerden 16 October 2017Latest, The Fat Wallet

Simon had some family matters to attend to this week, so I did my first ever solo Fat Wallet. Turns out talking about money alone in your living room isn’t quite as entertaining as doing it with a friend. I’m sure you’ll miss him as much as I did.* Recording solo today. Not the same ...

ETF: TER wars

Kristia van Heerden 11 October 2017ETF Blog, Latest

If you’re a Just One Lap regular, you know we talk about fees a lot. As we explain in this post, a small percentage difference in fees can have a huge impact on how much your investment grows in time. In the ETF world, the total expense ratio (TER) can be the deciding factor between ...

Podcast: ETF pricing and side hustle tax

Kristia van Heerden 9 October 2017Latest, The Fat Wallet

The Sygnia World and Satrix World exchange-traded funds (ETF) both track the MSCI World Index. ETFs are priced on their net asset value. That means the share price is calculated by adding up the prices of the shares within the ETF to arrive at a fair value. Unlike ordinary shares, ETF unit prices are not ...

Podcast: Investing for immediate income

Kristia van Heerden 2 October 2017Latest, The Fat Wallet

So much of what we discuss on The Fat Wallet has to do with investing for some future date. We never really get around to what to invest in if you need money right away. Unfortunately the first thing you need, for those of you who suddenly perked up, is capital. This week's #fatwallet is ...

Doing Christmas ethically

Donna Willan 26 September 2017Latest, Money cents

Christmas is three months away. I think if we want to do Christmas ethically, it's probably wise to start now. It gives us time to slowly get the different pieces in place and avoid the December mayhem! I have written about this here, here and here. This year I’m trying to do it even better. ...

Podcast: The best time for bonds

Kristia van Heerden 25 September 2017Latest, The Fat Wallet

If you’re a Fat Wallet regular, you know I love thinking about bonds. Despite my fascination with the asset class, I don’t hold any outside of my retirement annuity. If all goes well, I won’t be cashing in my investments for the next 20 years. Bonds are a more conservative asset class. They reduce volatility, ...

Podcast: Capital gains and inflation

Kristia van Heerden 18 September 2017Latest, The Fat Wallet

Investing can be overwhelming because there are so many moving parts. You need to understand what a broker is and then make a decision about which one to use. You need to familiarise yourself with investment products like index-tracking funds and then make a decision about whether to go that route or invest in individual ...