Kristia van Heerden Archives - Page 27 of 36

Mini podcast: Rules of thumb for property, tax and offshore

Kristia van Heerden 25 December 2017Latest, The Fat Wallet

The Fat Wallet Show While every question we receive on this podcast pertains to a completely unique financial situation, some themes recur. More often than not, the questions we receive pertain to property investments, tax efficiency and foreign investing. In this mini podcast, Simon and I discuss the answers we give most often to these ...

The Fat Wallet Show with Kristia van Heerden

Mini podcast: 2017’s worst money mistakes

Kristia van Heerden 18 December 2017Latest, The Fat Wallet

It’s safe to say that I think about money slightly more than the average person. Once bitten, twice shy and all that. Weirdly, though, my financial hyper-vigilance sometimes results in exactly what I try to avoid. 2017 felt the need to teach me that lesson more than once. In the second of our mini podcasts, ...

Mini podcast: Discounts vs investments

Kristia van Heerden 11 December 2017Latest, The Fat Wallet

Fat Wallet listener Hugo Schuitemaker and his trusty Excel spreadsheet made a startling discovery. An amount invested at the beginning of the year would have to earn a 19.5% return to catch up to a 10% discount on his child’s school fees. Six mini episodes to wrap up the recording year. Pink bubbles to get ...

Podcast: Spring clean your portfolio

Kristia van Heerden 4 December 2017Latest, The Fat Wallet

In investments we fall victim to all the consumer habits we’ve developed over a lifetime. We are fooled by bells and whistles, make impulse purchases, get home with things we don’t need only to realise we forgot the thing we went to the store for in the first place. Second-last recording day of the year. ...

Podcast: Listener suggestions

Kristia van Heerden 27 November 2017Latest, The Fat Wallet

This week, two listeners help Simon score free wine and free petrol using loyalty programmes. Here’s a new Fat Wallet rule: if it gets us free wine, you are automatically the win of the week. No questions asked. Scenes from last week’s double episode recording. He seems perplexed, but it’s because we just spent an ...

ETF: Tech-centric Sygnia ETF lists on JSE

Kristia van Heerden 22 November 2017ETF Blog, Latest

On 6 December 2017, the Sygnia Itrix 4th Industrial Revolution Global Equity ETF ( SYG4IR) is listing on the JSE. A first to the South African landscape, the ETF tracks the Kensho New Economies Composite Index. Kensho is an American fintech company “that uses proprietary mathematical algorithms and computational models to conduct statistical analyses and ...

Podcast: Retirement revisited

Kristia van Heerden 20 November 2017Latest, The Fat Wallet

How it happened that November turned into the retirement annuity month, I’m not sure. Following our previous two episodes, we were bombarded by questions and concerns around RAs. It seems our episode on choosing an RA spurred many of you into action. We hear from an 86-year-old listener how far the 15% savings rate actually ...

Podcast: 15% questioned

Kristia van Heerden 13 November 2017Latest, The Fat Wallet

I’ve had a great time chatting retirement at two separate events last week. Both times I came away feeling uneasy about the go-to 15% savings rate for retirement. I suspect we’ve been anchored at that number because that used to be the tax break. I also suspect that number is only correct under very specific ...

Podcast: Choosing an RA

Kristia van Heerden 6 November 2017Latest, The Fat Wallet

In a previous episode of The Fat Wallet Show we discussed how to compile your own ETF portfolio. In theory, once you know which factors to consider and understand all the information, you can make informed choices about your investments. However, putting together an ETF investment is child’s play compared to choosing a retirement annuity. ...

Podcast: What is “good” performance?

Kristia van Heerden 30 October 2017Latest, The Fat Wallet

If an investment grows more than a savings account interest rate, is that a good investment? If it performs on par with the Top 40 index, but below inflation, is that good or bad? All of the exact right ingredients for a #fatwallet #podcast recording! How do you know if your investment is doing well? ...