Below you'll find a list of all posts that have been tagged as “Kristia van Heerden”
I’m finally doing it. I’m buying a house. I’ve had a cold winter and I’m finally accepting I didn’t turn out to be a jetsetter living in luxury hotels around the world. Clearly, this isn’t a financial decision, but it doesn’t mean I can’t be smart about what I’m doing.
Marriage is a long-term commitment to build a life with someone else (among other things). A wedding is an expensive party. This week Dr. Woofington Von Barkshire wants to know if we think it’s a good idea to spend money on an expensive wedding when you have debt and not much money. We don’t.
We all love ETFs but the question we get all the time is how do they make money? This week we dig into how ETFs work and how they make money for us.
The phrase “all their money” gives me the creeps. Throughout my life I’ve heard that line followed by something completely ridiculous. In this episode, we explain how you make and lose money in the stock market. And why it’s very unlikely that you’ll make, or lose, ALL your money by investing.
Crushed under the weight of debt, a younger, dumber version of me would resolutely put money away – toward debt repayments or honest-to-goodness cash. As often, there was some unexpected financial event, and my resolution would dissolve. Eventually I’d accept I’m bad at saving and give up. It was easier than living with failure month after month.
Dhiraj asks us to defend our index-tracking strategy in this episode. It’s hard to do when the theory works but the practice hasn’t delivered the goods in four years. At this point I can only cling to the success others have had with this strategy and hope.
When we get into debt, we think it’s a temporary state of affairs. We’ll get rid of it once we earn more money. However, nothing is more delicious to a financial institution than an indebted individual getting a raise. As our income increases, so increases our access to credit.
