Latest Archives - Page 75 of 136

ETF: The ETF fee revolution

Simon Brown 16 October 2019ETF Blog, Latest

ETF fee revolution Passive investors in South Africa find themselves in an amazing space regarding fees. I still remember my first unit trust I bought in about 1996. The annual fee was over 5% and that was before performance fees (it never performed so I never paid that fee). I eventually sold it a few ...

Cash Club: Pyramid schemes

Njabulo Nsibande 15 October 2019Cash Club, Latest

It seems like every year comes standard with a new pyramid scheme. The most recent is the “WhatsApp stokvel”, where you contribute R200 and get R1,200 in a relatively short period. The catch is that you need to recruit other people to join your WhatsApp group. A pyramid scheme is, by definition, an “investment” that ...

The Fat Wallet Show with Kristia van Heerden

Podcast: Which investment is most important?

Kristia van Heerden 14 October 2019Latest, The Fat Wallet

If you’re a regular listener, you already know your emergency fund is the most important thing in your financial life. It’s boring, yes, but crucial. You should protect the assets you have with insurance. For as long as you’re earning an income, you are your most important asset, so dread disease and disability cover is ...

Family Wealth: Family Trusts

Simon Brown 11 October 2019Family Wealth, Latest

Trusts—particularly family trusts—have been used and abused by unscrupulous individuals for the purpose of hiding assets from a spouse or creditors and a range of other unsavoury activities. These abuses occur despite stringent requirements contained in our laws. Trustees should act with the care, diligence and skill - which is to be expected of a ...

Podcast: Miners catch-22

Simon Brown 10 October 2019JSE Direct, Latest

Simon Shares #WhatsAppStokvel This is a scam, of course it is. You're only asking because you know it is and you're hoping somebody will give you 'permission' to go ahead anyway. Anything that requires you to recruit others in order for you to profit is always 100% a scam. Long4Life* (JSE code: L4L) upping their ...

ETF: Understanding momentum ETF strategies

Kristia van Heerden 9 October 2019ETF Blog, Latest

While ETFs weighted by market capitalisation get the diversifying job done, ETF issuers can’t all offer the same products. Enter factor investing! Factor-based ETFs only invest in companies whose share prices or fundamentals share certain characteristics. In this post, we are going to look under the hood of South Africa’s two momentum ETFs. Not following? ...

Retire: Understanding your statement

Carina Jooste 8 October 2019Latest, Retire

I recently asked a close acquaintance if there are any retirement concepts or jargon he doesn’t understand which I should break down in this post. His answer was simple. “I don’t know anything. I know I have one [a retirement annuity], I don’t know how much I’ll get when I retire and I don’t know ...

Podcast: ETF unit pricing

Kristia van Heerden 7 October 2019Latest, The Fat Wallet

This week, Ben inspires us to delve into how ETF units are priced. A recent presentation of our favourite five concepts made me realise how far removed share prices are from the companies whose shares we buy. After the initial public offering (IPO), what happens to the share price can be entirely unrelated to the ...

Podcast: 10x Retirement Reality Report

Simon Brown 3 October 2019JSE Direct, Latest

[adrotate banner="4"] Up coming events; 10 October ~ Is it time to buy listed property? 31 October ~ Live Fat Wallet Show recording 10x South African Retirement Reality Report 2019 Simon chats with 10x Investments founder and CEO Steven Nathan about their second Retirement Reality Report and a 1million give away into a retirement annuity. ...

Tax Tuesday: Education exemptions

De Wet De Villiers 1 October 2019Latest, Tax Tuesday

A lesser-known tax exemption given to individuals lives within the realm of education. This exemption includes bursaries and scholarships granted to an employee or a relative of the employee. A relative, in this regard, is a spouse or person related to the employee or their spouse within the third degree. So, what are the requirements ...