Family Wealth: Property investment done right

Mosaic Financial Solutions Family Wealth, Latest

Investing in a residential property is part of a sound and diversified multi-generational investment strategy. It provides steady cash flow and returns that should comfortably exceed inflation over time. An often overlooked benefit of this investment is the associated tax breaks.  Apart from the standard deductions for business expenses, including property-related costs and interest paid, ...

Family Wealth: Family Trusts

Simon Brown Family Wealth, Latest

Trusts—particularly family trusts—have been used and abused by unscrupulous individuals for the purpose of hiding assets from a spouse or creditors and a range of other unsavoury activities. These abuses occur despite stringent requirements contained in our laws. Trustees should act with the care, diligence and skill - which is to be expected of a ...

Family Wealth: Interest-free loans to trusts

Mosaic Financial Solutions Family Wealth, Latest

Trusts originate from England, where they were used by crusading English knights when they left their homes in the care of trusted friends for safekeeping. This financial innovation remains a vital component of multigenerational family wealth planning, and it is also very useful in corporate structures, such as broad-based community trusts, bankruptcy remote securitisation structures, ...