Kristia van Heerden, Author at Just One Lap

The Fat Wallet Show with Kristia van Heerden

Podcast: Why do my returns suck?

Kristia van Heerden 30 November 2020Latest, The Fat Wallet

In our second Fast Fatty, we spoke about Suzanne’s PPS account. PPS felt our assessment of their product was inaccurate. We offered them a right of reply. Read their reply here. Pru has had a rough start to her investment career. She had a financial advisor she was struggling to shake off. Just as she ...

Right of reply: PPS

Kristia van Heerden 27 November 2020Community post, Uncategorized

Professional Provident Society (PPS), the financial services company focused solely on providing intelligent financial solutions for graduate professionals, is the only diversified financial services company in South Africa operating under the ethos of mutuality. The group provides specialised financial services including financial planning, wealth management, fiduciary services, investments, long and short-term insurance as well as ...

ETF: Understanding the Satrix 40

Kristia van Heerden 25 November 2020ETF Blog, Latest

The Satrix 40 (share code: STX40) turns 20 years old this week. As South African as pap en wors, this stalwart shows no signs of slowing down. At a total expense ratio (TER) of 0.1% per year, there is no easier and more affordable way to start an investment career. We feature this ETF every ...

Wealthy Maths: The cost of your car

Kristia van Heerden 24 November 2020Latest, Wealthy Maths

A very generous friend recently lent me his car for a road trip. It’s a thing of true beauty, with whistles on top of the bells. By the time I headed back from my holiday, I was looking at car prices online and trying to justify the purchase.

Podcast: Fast Fatty the Third

Kristia van Heerden 23 November 2020Latest, The Fat Wallet

We use my long-awaited holiday to catch up to some user questions for the next three weeks. We hope you enjoy the shorter episodes as much as I plan on enjoying my break! IM I have an Old Mutual Endowment policy that matures in November 2020.. I also have a lump sum in a TymeBank ...

Podcast: Fast Fatty the Second

Kristia van Heerden 16 November 2020Latest, The Fat Wallet

We use my long-awaited holiday to catch up to some user questions for the next three weeks. We hope you enjoy the shorter episodes as much as I plan on enjoying my break! Suzanne After finding your podcast during hard lockdown, I have been binge listening …..and can honestly say: You have changed my life! ...

Podcast: Fast Fatty the First

Kristia van Heerden 9 November 2020Latest, The Fat Wallet

We use my long-awaited holiday to catch up to some user questions for the next three weeks. We hope you enjoy the shorter episodes as much as I plan on enjoying my break! Willem I have an endowment in my portfolio which was a five year investment which started in July 2003 with the last ...

ETF: How to read your MDD holdings

Kristia van Heerden 4 November 2020ETF Blog, Latest

Inside each ETF is a number of companies. Comparing the sectoral and top 10 exposure of these ETFs will help you understand where exactly your money is going. Here we help you unpack your sectoral exposure and the top 10 holdings in your MDD. The point of this exercise is to avoid concentration risk.

Your tax check-list

Kristia van Heerden 3 November 2020Latest, Tax Tuesday

A brief checklist to help you collect the information for your next tax return throughout the year, and check your auto-assessments

Podcast: Tax planning for humans

Kristia van Heerden 2 November 2020Latest, The Fat Wallet

With Simon celebrating his birthday on the beach, this week’s episode is a tax bonanza. De Wet de Villiers, King of the Tax Elves and Great Guy finally shares with all of you what he shares with me for free every Monday. I love talking about tax, which is why this week’s episode is much ...