We’re 100 episodes old*, so we might as well talk about death. Edwin is turning out to be our most philosophical user – you’ll remember him from before. This week, we help him figure out what will happen to his investments when he dies.
Podcast: Factor-based investing
Factor-based investing is nothing new. The idea that certain shares will give higher returns over time is the premise behind the entire asset management industry. Factor-based ETFs are as interesting for their weighting as their methodology. In this episode, we talk about whether factor-based investing has a place in passive investing.
Podcast: Is this the right type of investment for me?
Growing up, investments weren’t often a topic of conversation. Even so, I knew that people got rich from property. I don’t ever remember someone telling me this outright. I knew for sure we weren’t the people getting rich. Still, it’s just one of those “universal truths” I absorbed as a kid.
Podcast: How to investigate a financial product
We spend so much time talking about bad financial products. Is there such a thing as a good financial product? If so, where would you find them? In this episode, we provide a checklist for buying financial products.
Podcast: Your money or your life
This is another themed-by-serendipity episode. Last week Edwin mailed with a dilemma: how do you choose between being a good citizen/family member and having money? Whatever you spend on your family, kids or pets or donate to charity is money not going towards your savings goals. Does that mean you should forego those things altogether?
Podcast: The financial literacy test
If you secretly hate us but haven’t been able to find a different source of financial information, I have some great news! I found a Freakonomics Radio episode that summed up exactly the principles we champion on this show. In this episode, Simon and I take the financial literacy survey. It’s only three questions, but ...
Podcast: More money, more problems
It’s becoming increasingly clear that access to money isn’t always the best thing. In last week’s episode, Pieter explained how access to a free house and investments didn’t make him great at money. Fat Wallet bestie and newly appointed spy, Wilhelm, sent us news from the front line this week. Wilhelm started sorting out his ...
Podcast: Saving for your kids is not enough
So many Fat Wallet listeners are diligently setting money aside for their kids. We often field questions about investments and suitable investment vehicles for children. Being able to send your child into adult life with enough money is a noble aspiration. We don’t often encounter people who benefited from this type of financial leg-up, making ...
Podcast: Figuring out investment fees
A few weeks ago I attended a 10X event in Johannesburg. Being a low-cost retirement annuity (RA) provider, obviously much of the discussion centred around fees. Steven Nathan, who runs 10X, did an analysis of a statement sent by an old-school retirement product provider. He used the real example to illustrate how impossible it can ...
Podcast: Moving your tax-free account
We can finally move our tax-free accounts - in theory. In this week’s episode, we consider the curious case of Rama, who is getting properly shafted in their tax-free account. We use their misfortune to help you work out whether you should be moving your tax-free account. We also issue some warnings about being on ...