Kristia van Heerden Archives - Page 13 of 36

The Fat Wallet Show with Kristia van Heerden

Podcast: Your questions – part two

Kristia van Heerden 28 October 2019Latest, The Fat Wallet

In this second instalment of my Holiday Show Load, we are not nearly so clever. We tried to push through as many questions as we could, but you know how chatty we get! This is the Double Jenny episode, which delights me no end. We discussed some of the things Jenny the First can do ...

Podcast: Your questions – part one

Kristia van Heerden 21 October 2019Latest, The Fat Wallet

In honour of my long-awaited holiday, we spent two shows doing nothing but answering questions. This is the first. Don’t forget we’ll be at the JSE in Cape Town for a live recording of The Fat Wallet Show on 31 October. Win of the week: Jonathan The fees are a little confusing, because the quote ...

Podcast: Which investment is most important?

Kristia van Heerden 14 October 2019Latest, The Fat Wallet

If you’re a regular listener, you already know your emergency fund is the most important thing in your financial life. It’s boring, yes, but crucial. You should protect the assets you have with insurance. For as long as you’re earning an income, you are your most important asset, so dread disease and disability cover is ...

ETF: Understanding momentum ETF strategies

Kristia van Heerden 9 October 2019ETF Blog, Latest

While ETFs weighted by market capitalisation get the diversifying job done, ETF issuers can’t all offer the same products. Enter factor investing! Factor-based ETFs only invest in companies whose share prices or fundamentals share certain characteristics. In this post, we are going to look under the hood of South Africa’s two momentum ETFs. Not following? ...

Podcast: ETF unit pricing

Kristia van Heerden 7 October 2019Latest, The Fat Wallet

This week, Ben inspires us to delve into how ETF units are priced. A recent presentation of our favourite five concepts made me realise how far removed share prices are from the companies whose shares we buy. After the initial public offering (IPO), what happens to the share price can be entirely unrelated to the ...

Podcast: Rights and recourse

Kristia van Heerden 30 September 2019Latest, The Fat Wallet

Earlier this week we introduced ourselves to the education department at the financial sector conduct authority (FSCA). They recommended we spend some time on what you can do when you feel like you’ve been wronged financially. In this episode we discuss what rights you have on your financial journey. We also offer some ideas of ...

ETF: Understanding SWIX ETFs

Kristia van Heerden 25 September 2019ETF Blog, Latest

Shareholder-weighted index (SWIX) trackers are weighted by ordinary shares held in the South African share register. Shares in these blue chip companies held by other companies don’t form part of the weighting of the index, neither do shares held by offshore investors. Since these products are weighted by shares held locally, liquidity is a built-in ...

Podcast: Keeping your living expenses low

Kristia van Heerden 23 September 2019Latest, The Fat Wallet

The downside to doing my job is that I don’t get many opportunities to talk about my own financial insecurities. As with most things, there’s a distance between theory and implementation. I have my bad habits and anxieties around money as much as the next person. Billy’s question around minimalism and frugality gave me an ...

ETF: Income ETFs III – Bonds and Preference Shares

Kristia van Heerden 18 September 2019ETF Blog, Latest

In the first two posts in this series, we investigated dividend-hugging ETFs and listed property ETFs. While both of these are worth consideration when investing for income, both are listed instruments, which introduces volatility to your investments. This makes them more appropriate for investors with a longer investment horizon. For those nearing financial independence, debt ...

Podcast: How to think about risk

Kristia van Heerden 16 September 2019Latest, The Fat Wallet

Our first ever paid episode of The Fat Wallet Show is courtesy of the Index and Structured Solutions team at Absa CIB. If you see one of them, show them some love. In honour of this newfound wealth and the cool products that made them possible, we decided to dedicate this episode to financial risks ...