I blame the advertising industry for the idea that living a good life is somehow related to money. If we don’t think about what we want our money to do, we’re living someone else’s idea of a great life
Podcast: Too small to matter
This JSE Direct is proudly brought to you by IG, the specialists in CFD trading and a registered financial services provider. Simon Shares NO show next week (18 Oct 18), I am holidaying. Remember the chart of the Top40 I posted a few weeks back, showing the trading range? We broken the range again, but ...
ETF: Understanding the NewFunds ILBI
Effective 1 March 2023, this ETF is now the Satrix ILBI ETF (JSE code: STXIFL) Being able to retire would be impossible if our investments didn't beat inflation over time. The Satrix ILBI ETF (STXIFL) invests in inflation-linked government bonds in an attempt to preserve your buying power. As we explain here, inflation is when ...
Retire: Understanding regulation 28
We briefly touched on Regulation 28 in the RA, pension or provident fund? blog. In this blog, we’re zoning in on this Pension Funds Act directive. Here’s what you need to know: Regulation 28 helps to protect your retirement savings. It does this by regulating your retirement fund contributions’ maximum exposure to the different asset ...
Podcast: What’s next for my money?
It took just over two years to pay back my debt. I was worried about debt for so many years that I wasn’t prepared for the day I didn’t have any. Here, we try to prepare you for the next phase of your money that is currently crawling towards you
Podcast: Small cap pain
Simon Shares This JSE Direct is proudly brought to you by IG, the specialists in CFD trading and a registered financial services provider. September was such a rough month that the best performing full equity fund in South Africa returned -0.4% for the month. Not a single full local equity fund was positive. Upcoming events ...
Tax Tuesday: Provisional tax
Provisional tax exists to secure regular cash flow for government throughout the year, similar to the PAYE system. Where PAYE applies to remuneration, provisional tax applies to non-salary type income. As with PAYE, provisional tax doesn’t operate as a separate tax, but rather as the prepayment of a yet to be determined income tax liability. ...
Podcast: Your bonus is evil
Expecting a large amount of money can make you crazy. I’ve never been paid a bonus, so I’ve never had to endure months of spending and re-spending the same money. This week, we talk about the dangers of spending money before you receive it. If you’re trapped in a debt-to-bonus loop, this is for you
Podcast: Are you buying?
Simon Shares This JSE Direct is proudly brought to you by IG, the specialists in CFD trading and a registered financial services provider.’ Alexander Forbes (JSE code: AFH) fires their CEO with zero f***s given. Nigeria making nice to MTN (JSE code: MTN) and Standard Bank (JSE code: SBK). Choppies (JSE code: CHP) snuck a ...
Wealthy Maths: Calculating cost per use
Cost per use is a useful way to compare various options before you make a purchasing decision. It allows you to evaluate the options and select the one that gives you the best bang for your buck.