For two years we’ve had to live with the shame of the Listener Love Index. The wisdom of the crowd is not quite so wise when it comes to stock selection. Let that be a lesson next time a friend offers a hot stock tip. This week we finally replace that horror show with our ...
Podcast: How lucky are your investments?
Simon Shares Trade wars are back, but this time 'only' 10% on US$300billion of goods. No surprises? China is responding by allowing their currency to weaken to decade lows. Fed cuts 0.25%. Trump says that's not enough, but he is priming an excuse. He has an election next year and if the market / economy ...
ETF: Understanding the Satrix Emerging Market ETF
While South Africa itself is an emerging market, local investors hoping to access other emerging economies have had limited options in the past. These days, we can conveniently access emerging market economies, including the economies of our neighbours, using ETFs. Tip: We discuss the difference between developed and emerging economies in this podcast. 2017 saw the ...
Podcast: Rookie errors
Making mistakes is a great way to learn. Someone can explain diversification a hundred times without ever having the same impact as one share dragging down your entire portfolio. At Just One Lap, we like mistakes almost as much as we like questions. We know - mostly from experience - each mistake gets you closer ...
Podcast: Momentum is back
Simon Shares Shoprite* (JSE code: SHP) trading update sees full year profits down. But the real point is that the second half of the year was way better than the first half as they fixed DC and IT issues and had no further strike action. But it is still tough with lots of products in ...
Money Hacks: Bring down insurance premiums
Our friend Paul Mamakoko from #DearDarkie found a way around high insurance premiums. Please note, this strategy is only suitable if you already have a sizeable emergency fund.
Podcast: If not equities, what?
We can all assume the chief economist at Stanlib knows a thing or two about the world. Imagine my alarm when I read he thinks we need to fall out of love with equities. Thankfully the headline was just clickbait and Kevin Lings said nothing about Bitcoin. If you let yourself read beyond the headline ...
Podcast: How many shares to buy?
Simon Shares Kumba (JSE code: KIO) results saw production down, but with the average selling price up 57% at US$108 / tonne - they shot the lights out. But this is surely the top here? Rumours are that Vale has iron ore on the water heading for China and slower Chinese GDP may hit demand, ...
Wealthy Maths: Spending percentage
Knowing the percentage of money that goes towards each expense category can be more useful than knowing the rand amount, because it allows you to see if your spending reflects your priorities.
Podcast: TFSA as you age
Tax-free savings accounts have an annual limit of R33,000 per year and a lifetime limit of R500,000. It will take 15 years’ full contribution to reach that limit. The money in a tax-free savings account is not liable to any tax, except VAT on brokerage. For as long as you hold the account, you pay ...