The Fat Wallet - Page 2 of 25

The Fat Wallet Show with Kristia van Heerden

Podcast: Intergenerational wealth

Kristia van Heerden 25 January 2021Latest, The Fat Wallet

Time is such an odd ingredient in the realm of wealth creation. When treated with respect, a good amount of time can be your greatest ally. When ignored, however, time can be your biggest risk. In a country with so much historical inequality, the idea of intergenerational wealth seems entirely mythical. However, a small amount ...

Podcast: Tax creep

Kristia van Heerden 18 January 2021Latest, The Fat Wallet

There’s more than one way to raise taxes. You can subject yourself to the ire of the masses by being up-front about it, or you can eke out little tax wins on the sly. Our government likes to do a bit of both. This week, with the help of Wesley, we explain how tax creep ...

Podcast: RAs and tax

Kristia van Heerden 11 January 2021Latest, The Fat Wallet

For all the flack they’ve been getting, there’s no easier way to reduce your tax liability than pension fund contributions. In this week’s episode of The Fat Wallet Show, we help Megan correct an assumption about her tax savings on retirement annuity contributions. We use the opportunity to talk about offshore allocation and prescribed assets. ...

Podcast: How to brace your money for 2021

Kristia van Heerden 4 January 2021Latest, The Fat Wallet

2020 gave us all a new appreciation for the humble emergency fund. In this episode of The Fat Wallet Show we think about some steps you can take to prepare your money for the year ahead. Win of the week: Celma I turned 55 and had to visit my bank (Nedbank) a few months later. ...

Podcast: Don’t let the door hit you on the way out

Kristia van Heerden 28 December 2020Latest, The Fat Wallet

If nothing else, 2020 was humbling. There were many things we thought we knew about the market, about gold, about interest rates and about predicting the future that just turned out to be not so. In this year-end episode of The Fat Wallet Show we share some thoughts and insights, as well as a nice ...

Podcast: A fat fairytale

Kristia van Heerden 21 December 2020Latest, The Fat Wallet

In honour of Christmas this Friday, this week’s episode is the first ever Fat Wallet fairytale, written by Suzanne for her daughter Nina. Happy Holidays, everyone! Win of the week: Suzanne I just want to say thank you for the great work that you are doing. I know that we as a society tend to ...

Podcast: The asset allocation problem

Kristia van Heerden 14 December 2020Latest, The Fat Wallet

Investing history teaches us success is all about asset allocation, as Grant Locke explains in this presentation. History is unfortunately annoyingly silent on what precisely the best asset allocation would be. Where does that leave those of us investing for the long haul? Should we pick a mix and stick to it? Should we adapt ...

Podcast: To RA or not

Kristia van Heerden 7 December 2020Latest, The Fat Wallet

Although they’ve fallen out of fashion, we like retirement products. In addition to a generous tax break, retirement funds prevent us from cheating our future selves out of money to do luxurious things like live indoors and eat food. That said, if you’re prioritising investments, retirement products might not be the best place to start, ...

Podcast: Why do my returns suck?

Kristia van Heerden 30 November 2020Latest, The Fat Wallet

In our second Fast Fatty, we spoke about Suzanne’s PPS account. PPS felt our assessment of their product was inaccurate. We offered them a right of reply. Read their reply here. Pru has had a rough start to her investment career. She had a financial advisor she was struggling to shake off. Just as she ...

Podcast: Fast Fatty the Third

Kristia van Heerden 23 November 2020Latest, The Fat Wallet

We use my long-awaited holiday to catch up to some user questions for the next three weeks. We hope you enjoy the shorter episodes as much as I plan on enjoying my break! IM I have an Old Mutual Endowment policy that matures in November 2020.. I also have a lump sum in a TymeBank ...