Buying a property is hellishly expensive. If you’re moving into a bigger home you might need a few things. This adds to your costs at a time when you probably don’t have much cash. Robyn found a way around this cost by buying a few choice items from the previous owner.

This week, our friend Sally tells us how to save a hunk of cash by moving your home loan to a different provider. While most of us believe that money is power, very few of us believe it about our own money. We tend to think we don’t have enough to negotiate. Sally proves this is not the case.

I either submit my tax return at the very beginning of the tax season or at the very end. I base this decision on whether I am going to be owing SARS money, or if they are going to be giving me a refund.

Knowing how the insurance industry works means we know better than to accept the first offer. Going through your insurance documents with a fine-tooth comb puts you in a position of discovering the sometimes massive (30%!) wriggle room.