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ETF: Are cheaper ETFs better?

Kristia van HeerdenETF Blog, Latest

The local ETF market continues to expand. Greater competition in the space achieved what greater competition always achieves - lower prices. We’ll never complain about low investment costs, but having so many similar ETFs to choose from is causing some anxiety. If two index-trackers track the same index, the one with a lower TER will ...
The Fat Wallet Show with Kristia van Heerden

Podcast: ETF IPOs explained

Kristia van HeerdenLatest, The Fat Wallet

You’ve probably noticed that we’re aflutter about the new Satrix ETFs. International index-tracking offerings on the cheap is pretty much the reason we get out of bed in the morning. Sneaking a #selfie while @simon_brown_za makes us a pre-recording coffee. This week we check out the deal with IPOs. #fatwallet #podcast #money #shares A post ...
The Fat Wallet Show with Kristia van Heerden

Podcast: How much money do you need?

Kristia van HeerdenLatest, The Fat Wallet

“Is it really possible to live off my investments?” This is a question we field often. We recently did a podcast about early retirement that deals with a variation on this theme. The question concerns me, because the answer lies at the heart of all financial planning. Firstly, if living off your investments isn’t the ...
The Fat Wallet Show with Kristia van Heerden

Podcast: A bespoke financial plan

Kristia van HeerdenLatest, The Fat Wallet

I’m slightly obsessed with having a solid financial foundation. I talk about it often. Here’s what I have as my foundation: No short-term debt.* An emergency fund. I work on somewhere between three and six months’ expenses. Dread and disability insurance, in case you lose your ability to earn an income. Medical aid. Retirement annuity. ...
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ETF: How index trackers can ruin the market

Kristia van HeerdenETF Blog, Latest

Doomsday scenarios about ETFs abound. The basic premise is that ETFs and other index-tracking investments will one day become so large that it will destroy the financial market as we know it. Price discovery causes the most consternation. In a perfect world, the forces of supply and demand regulate price. Because index trackers buy shares ...
The Fat Wallet Show with Kristia van Heerden

Podcast: The birthday episode

Kristia van HeerdenLatest, The Fat Wallet

I can’t think of anything better than learning about something that piques my curiosity. It’s an incredibly powerful antidote to boredom. Learning is easiest in environments where beginner’s mind is encouraged, which is why I’ve always been a fan of learning in secret. When you start expecting answers instead of questions, you create an expectation ...