The Fat Wallet - Page 9 of 25

The Fat Wallet Show with Kristia van Heerden

Podcast: Keeping your living expenses low

Kristia van Heerden 23 September 2019Latest, The Fat Wallet

The downside to doing my job is that I don’t get many opportunities to talk about my own financial insecurities. As with most things, there’s a distance between theory and implementation. I have my bad habits and anxieties around money as much as the next person. Billy’s question around minimalism and frugality gave me an ...

Podcast: How to think about risk

Kristia van Heerden 16 September 2019Latest, The Fat Wallet

Our first ever paid episode of The Fat Wallet Show is courtesy of the Index and Structured Solutions team at Absa CIB. If you see one of them, show them some love. In honour of this newfound wealth and the cool products that made them possible, we decided to dedicate this episode to financial risks ...

Podcast: The news and your investments

Kristia van Heerden 9 September 2019Latest, The Fat Wallet

If you’re reading this, you are one of the few survivors of last week’s internet dumpster fire. This week, Simon and I spend time putting together a model to help you make sense of the news. We focus specifically on when a news report should move you to action and when you should just walk ...

Podcast: Investing for your parents

Kristia van Heerden 2 September 2019Latest, The Fat Wallet

The biggest challenge in supplementing a parent’s retirement income is whether to save in their name or your own. This week, we help Kim and her sister think through their options to help their mother in retirement. Kim I cannot describe to you how empowering The Fat Wallet Show has been in my life. You ...

Podcast: Drawdown management

Kristia van Heerden 26 August 2019Latest, The Fat Wallet

Not many of us are well-equipped to manage a large sum of money. Our monkey brains spent so much time learning how to run away from predators and exactly zero time learning about financial decision-making. We don’t blame it, of course. Compounding is lost on the dead. All this monkey business makes retirement a nightmare. ...

Podcast: How to use bond ETFs

Kristia van Heerden 19 August 2019Latest, The Fat Wallet

Bonds are wonderful, magical things, but they can be tricky. Pool them all together into an ETF, and it gets even more complex. First of all, the tax on a bond ETF is tough to figure out. Coupons are taxed at your marginal rate, after an exemption. When your coupons are reinvested, as in the ...

Podcast: The price-weighted index

Kristia van Heerden 12 August 2019Latest, The Fat Wallet

For two years we’ve had to live with the shame of the Listener Love Index. The wisdom of the crowd is not quite so wise when it comes to stock selection. Let that be a lesson next time a friend offers a hot stock tip. This week we finally replace that horror show with our ...

Podcast: Rookie errors

Kristia van Heerden 5 August 2019Latest, The Fat Wallet

Making mistakes is a great way to learn. Someone can explain diversification a hundred times without ever having the same impact as one share dragging down your entire portfolio. At Just One Lap, we like mistakes almost as much as we like questions. We know - mostly from experience - each mistake gets you closer ...

Podcast: If not equities, what?

Kristia van Heerden 29 July 2019Latest, The Fat Wallet

We can all assume the chief economist at Stanlib knows a thing or two about the world. Imagine my alarm when I read he thinks we need to fall out of love with equities. Thankfully the headline was just clickbait and Kevin Lings said nothing about Bitcoin. If you let yourself read beyond the headline ...

Podcast: TFSA as you age

Kristia van Heerden 22 July 2019Latest, The Fat Wallet

Tax-free savings accounts have an annual limit of R33,000 per year and a lifetime limit of R500,000. It will take 15 years’ full contribution to reach that limit. The money in a tax-free savings account is not liable to any tax, except VAT on brokerage. For as long as you hold the account, you pay ...