Kristia van Heerden, Author at Just One Lap

The Fat Wallet Show with Kristia van Heerden

Podcast: Your financial weak spots

Kristia van Heerden 22 January 2018Latest, The Fat Wallet

The below letter from one of our listeners stopped us in our tracks. So often we have no control over the course our lives would take. The challenge is to ensure our finances are in a position to sustain crises. In this episode, we talk about how to spot our own financial weaknesses and how ...

Mini podcast: Vitality-funded flights

Kristia van Heerden 15 January 2018Latest, The Fat Wallet

We received an excellent email from Jason Herron, who has found a way to make Discovery Vitality work hard for him. I have a little love affair for Discovery miles and thought now that you are using Vitality, it could be useful to you and the listeners. There is a bit of admin in getting the ...

Mini podcast: Alternative assets? No, thanks!

Kristia van Heerden 8 January 2018Latest, The Fat Wallet

There’s nothing Wolf of Wall Street about long-term wealth creation, especially for us index investors. You diligently put away what you can and wait for the market to do its thing. If you’re not fond of watching paint dry, you probably won’t get your kicks from this investment strategy. It’s not surprising, therefore, than we ...

Mini podcast: New year, new money

Kristia van Heerden 1 January 2018Latest, The Fat Wallet

Happy New Year! We hope to make this your (and our) most successful financial year ever. Sticking to the theme, we talk about our financial resolutions for 2018. Last year I made the same financial mistake twice. In trying to avoid cost, I incurred unnecessary cost and aggravating effort. This year, I hope to develop ...

Mini podcast: Rules of thumb for property, tax and offshore

Kristia van Heerden 25 December 2017Latest, The Fat Wallet

The Fat Wallet Show While every question we receive on this podcast pertains to a completely unique financial situation, some themes recur. More often than not, the questions we receive pertain to property investments, tax efficiency and foreign investing. In this mini podcast, Simon and I discuss the answers we give most often to these ...

Mini podcast: 2017’s worst money mistakes

Kristia van Heerden 18 December 2017Latest, The Fat Wallet

It’s safe to say that I think about money slightly more than the average person. Once bitten, twice shy and all that. Weirdly, though, my financial hyper-vigilance sometimes results in exactly what I try to avoid. 2017 felt the need to teach me that lesson more than once. In the second of our mini podcasts, ...

Mini podcast: Discounts vs investments

Kristia van Heerden 11 December 2017Latest, The Fat Wallet

Fat Wallet listener Hugo Schuitemaker and his trusty Excel spreadsheet made a startling discovery. An amount invested at the beginning of the year would have to earn a 19.5% return to catch up to a 10% discount on his child’s school fees. Six mini episodes to wrap up the recording year. Pink bubbles to get ...

Podcast: Spring clean your portfolio

Kristia van Heerden 4 December 2017Latest, The Fat Wallet

In investments we fall victim to all the consumer habits we’ve developed over a lifetime. We are fooled by bells and whistles, make impulse purchases, get home with things we don’t need only to realise we forgot the thing we went to the store for in the first place. Second-last recording day of the year. ...

Podcast: Listener suggestions

Kristia van Heerden 27 November 2017Latest, The Fat Wallet

This week, two listeners help Simon score free wine and free petrol using loyalty programmes. Here’s a new Fat Wallet rule: if it gets us free wine, you are automatically the win of the week. No questions asked. Scenes from last week’s double episode recording. He seems perplexed, but it’s because we just spent an ...

ETF: Tech-centric Sygnia ETF lists on JSE

Kristia van Heerden 22 November 2017ETF Blog, Latest

On 6 December 2017, the Sygnia Itrix 4th Industrial Revolution Global Equity ETF ( SYG4IR) is listing on the JSE. A first to the South African landscape, the ETF tracks the Kensho New Economies Composite Index. Kensho is an American fintech company “that uses proprietary mathematical algorithms and computational models to conduct statistical analyses and ...