Kristia van Heerden Archives - Page 2 of 36

The Fat Wallet Show with Kristia van Heerden

Podcast: The cost of moving retirement products

Kristia van Heerden 15 March 2021Latest, The Fat Wallet

It has always been the philosophy of this show that a good question is more valuable than a good answer. It’s incredible what you can learn from a really good question, both about the topic and about the person asking the question. This week, Frank had an excellent question about moving retirement funds. This question ...

Podcast: Passive income

Kristia van Heerden 8 March 2021Latest, The Fat Wallet

A conversation on our excellent community group had me wondering why we’ve never dedicated a whole Fat Wallet to finding passive income streams outside of investments. It took about ten minutes for the realisation to dawn on me: true passive income is a myth. We often talk about side-hustles. “Hustle” is the operative word there, ...

Podcast: Should I stay or should I go?

Kristia van Heerden 1 March 2021Latest, The Fat Wallet

Many people take their first wobbly steps into the financial world because they understand money is meant to do something. What exactly that “something” is, is often left to someone else to figure out. However, once they start learning about the financial environment for themselves they realise there might be products better suited to their ...

Podcast: Farewell Fatties!

Kristia van Heerden 22 February 2021Latest, The Fat Wallet

After five rewarding years as host of The Fat Wallet Show, my time with the show is coming to an end. This episode is a short retrospective of our time together, followed, as usual, by your questions. On 30 May 2016 we published the first episode of The Fat Wallet Show. We knew from our ...

Podcast: TFSA strategy

Kristia van Heerden 15 February 2021Latest, The Fat Wallet

Christmas is the most wonderful time of the year, but tax month is a close second. For buy-and-hold investors like myself, this is the only time of year I get to do anything significant in my portfolio. That’s why I take a moment to reflect on my portfolio every February. My tax-free strategy may seem ...

Podcast: Finding the next hot thing

Kristia van Heerden 8 February 2021Latest, The Fat Wallet

We are still running our survey. Please take two minutes to help us here. Around the beginning of every year we notice a strange phenomenon. Energised by the holidays and inspired to turn life into an everlasting vacation, investors start searching for the investment Holy Grail. “What is the one, hot thing that will finally ...

Podcast: Money and travel

Kristia van Heerden 1 February 2021Latest, The Fat Wallet

There’s nothing like lockdown to induce a bad case of wanderlust. 11 months into the biggest bummer of many of our lifetimes, it’s wonderful to hear some ordinary good news. Remember weddings? Lady Kablo certainly does. She got married in December. Lockdown is giving her a little time to think about what she’d like for ...

Podcast: Intergenerational wealth

Kristia van Heerden 25 January 2021Latest, The Fat Wallet

Time is such an odd ingredient in the realm of wealth creation. When treated with respect, a good amount of time can be your greatest ally. When ignored, however, time can be your biggest risk. In a country with so much historical inequality, the idea of intergenerational wealth seems entirely mythical. However, a small amount ...

Podcast: Tax creep

Kristia van Heerden 18 January 2021Latest, The Fat Wallet

There’s more than one way to raise taxes. You can subject yourself to the ire of the masses by being up-front about it, or you can eke out little tax wins on the sly. Our government likes to do a bit of both. This week, with the help of Wesley, we explain how tax creep ...

Podcast: RAs and tax

Kristia van Heerden 11 January 2021Latest, The Fat Wallet

For all the flack they’ve been getting, there’s no easier way to reduce your tax liability than pension fund contributions. In this week’s episode of The Fat Wallet Show, we help Megan correct an assumption about her tax savings on retirement annuity contributions. We use the opportunity to talk about offshore allocation and prescribed assets. ...