Kristia van Heerden Archives - Page 18 of 36

The Fat Wallet Show with Kristia van Heerden

Podcast: What the fee?!

Kristia van Heerden 11 March 2019Latest, The Fat Wallet

Survivors of a battle with the Debt Monster already got a nasty introduction to the world of fees. A combination of account fees and interest on debt will leave you poorer every time. This baptism of fire may have been unpleasant, but it’s not a lesson you’re soon to forget. Those most vulnerable to the ...

ETF: The GLODIV as a global play

Kristia van Heerden 6 March 2019ETF Blog, Latest

Buying one ETF that lets you invest in as many companies as possible- across both emerging and developed markets- spreads your risk while allowing you to capitalise on growth in different regions. If you’re new to this community, you can find out why we favour this strategy by listening to the discussion and read the ...

Podcast: Rand cost averaging

Kristia van Heerden 4 March 2019Latest, The Fat Wallet

Tax rebates, bonuses and inheritances really throw us for a loop. Most of us have every cent of our salary allocated to some higher purpose, but the moment we find ourselves with a big hunk of cash, we get in our own heads. We all know what we should do with the money, except because ...

ETF: Global property 40 in SA

Kristia van Heerden 27 February 2019ETF Blog, Latest

The S&P Global Property 40 index invests in the 40 biggest and most liquid property companies that fall within the S&P Global broad market index (BMI). In South Africa, both CoreShares and Sygnia offer ETFs that track this index. Global property investments typically offer a wider variety of property companies than local indices. Included in ...

Podcast: Where are my tax-free returns?

Kristia van Heerden 25 February 2019Latest, The Fat Wallet

The longer we do this, the more evidence we find in favour of doing tax-free investments before any other kind of investing. To do that, you need to understand why paying no tax makes a huge difference to how much money you end up with. You also need to understand that there’s a difference between ...

ETF: CSEW40 – your vote factors

Kristia van Heerden 20 February 2019ETF Blog, Latest

On Monday CoreShares announced its intent to change the methodology and name of the CoreShares Equal-Weighted Top 40 (CSEW40). Holders of the CSWE40 will be given an opportunity to vote for or against the changes through their stockbrokers until 1 April. Should the changes be approved by 25% of CSEW40 shareholders, the new methodology and ...

Podcast: The right time to buy and sell

Kristia van Heerden 18 February 2019Latest, The Fat Wallet

This community is all about not leaving money on the table. Buying and selling shares at the right time can have a long-term impact on the performance of your portfolio. This week we discuss two questions relating to timing buying and selling shares and ETFs. Win of the week: Mukhtaar, for solving the tax on ...

ETF: Understanding the NewFunds NewSA ETF

Kristia van Heerden 13 February 2019ETF Blog, Latest

This week, we feature South Africa’s only broad-based black economic empowerment (B-BBEE) ETF. The NewFunds NewSA ETF invests in South African companies based on their B-BBEE compliance ratings. The product allows investors to back companies that are committed to transformative, ethical business practices that benefit the South African economy. Building wealth requires rational decision-making. Too ...

Podcast: Should I know how to trade?

Kristia van Heerden 11 February 2019Latest, The Fat Wallet

I’m often curious about the finances of people who want to take on some alternative way of making money in financial markets - be it trading or Bitcoin. More often than not, people who are convinced that a single asset or event will solve all their problems don’t yet have solid a financial foundation. Similarly, ...

ETF: Wild and tax-free

Kristia van Heerden 6 February 2019ETF Blog, Latest

For us money nerds, February is not the month of love, but the Hallowed Month of Tax. What’s the best kind of tax, you wonder? The kind you don’t ever have to pay! In this bonus podcast, Wild and Tax-Free, we get some friends together to chat all things tax-free savings. Joining us in is ...