Fat Wallet Archives - Page 4 of 8

The Fat Wallet Show with Kristia van Heerden

Podcast: Can ETFs break the market?

Kristia van Heerden 12 June 2017Latest, The Fat Wallet

Since Simon and I are both vocal fans of index trackers, we are often asked about the possibility that ETFs could break the market. The questions submitted by Jaco de Wet this week are questions we field often. The fear is that index trackers will become such a large part of the market that price ...

Podcast: Offshore investing with Candice Paine

Kristia van Heerden 5 June 2017Latest, The Fat Wallet

We have long been huge fans of Candice Paine. If you are one of many who asked us about offshore investing, you’re about to become one of her fans too. In this illuminating interview, Candice explains all the different ways to take your money offshore. Joining us today for the #fatwallet recording: Candice Paine and ...

Podcast: The birthday episode

Kristia van Heerden 29 May 2017Latest, The Fat Wallet

I can’t think of anything better than learning about something that piques my curiosity. It’s an incredibly powerful antidote to boredom. Learning is easiest in environments where beginner’s mind is encouraged, which is why I’ve always been a fan of learning in secret. When you start expecting answers instead of questions, you create an expectation ...

Podcast: Offshore ETFs and currency moves

Kristia van Heerden 22 May 2017Latest, The Fat Wallet

Back in the bad old cabinet reshuffle days, I made some money trading my tax-free savings account. In that account, I was invested in the DBXWD and CSP500. The cabinet reshuffle led to a nauseating drop in the rand. The currency drop, in turn, resulted in an elating increase in the value of my dollar-denominated ...

Podcast: Optimal diversification strategy

Kristia van Heerden 15 May 2017Latest, The Fat Wallet

Aside from low cost and simplicity, ETFs are appealing because diversification is built in. When you invest in the 40 biggest South African companies, you invest in different sectors and different regions. You even get a degree of asset diversification in the form of property stocks. Episode 48. 48 minutes long. @simon_brown_za doesn't think I ...

Podcast: Using the price-earnings ratio

Kristia van Heerden 8 May 2017Latest, The Fat Wallet

About a year ago, Simon and I had lunch. I was about to go on holiday and there may have been some wine. During the course of the conversation Simon mentioned something about Sygnia and the price-earnings ratio. I didn’t really have any idea what he was talking about, so I made a note to ...

Podcast: Five concepts that will make you rich

Kristia van Heerden 1 May 2017Latest, The Fat Wallet

My biggest frustration in learning about the financial world is the expectation that I should understand concepts that nobody ever explained to me. A part of the reason why I got into so much debt is because I didn’t fully understand how interest applied to my financial situation. The other part of the reason is ...

Podcast: Is early retirement a pipe dream?

Kristia van Heerden 24 April 2017Latest, The Fat Wallet

Many have caught on to the idea that you don’t have to spend your life in servitude. Instead of lifestyle creep and keeping up with the Joneses, you can live modestly and put away the rest of your income. Once you have enough invested, you draw down just enough of your investments to maintain your ...

Podcast: Choosing an RA provider

Kristia van Heerden 17 April 2017Latest, The Fat Wallet

For most of us, a retirement annuity is the biggest investment we’ll ever make. More than any other investment decision, your RA should be scrutinised and prodded at every opportunity. This week Alexis Whitehead wanted to know how to choose a provider. We often mention 10X, although Sygnia claims to be cheaper. etfSA.co.za, home of ...

Podcast: Investing in troubled times

Kristia van Heerden 10 April 2017Latest, The Fat Wallet

Due to Simon’s travels we recorded this episode a few short hours before news of the S&P ratings downgrade reached us. I was depressed about the state of affairs even then. I don’t know if I would have been able to get out of bed for a recording after the downgrade. #investing in troubled times. ...