Among the sea of depressing reports on South Africans’ retirement savings, we see a crack of light: Small adjustments can significantly improve your retirement outcomes. So let’s look at what you can control.

The 2021 – 2022 inflation surge is causing havoc. Annual inflation in the U.S. is the highest since 1981, and ditto for the UK. In South Africa, annual consumer inflation has reached a 13-year high. Eye-watering inflation headlines aside, what does this mean for individuals saving for retirement and those on the cusp of retirement?

Domestic workers and home employees, like nannies and gardeners, play an invaluable role in many South African households. Like all of us, one day they will be too old to work.

During February’s budget speech, finance minister Enoch Gondwana announced several amendments to Regulation 28 –  the Pension Funds Act directive that was created to protect investors’ retirement savings through diversification.

In retirement, healthcare costs tend to escalate quickly, and the annual limits and exclusions applied by your medical aid can become a real concern. Fortunately gap cover policies have evolved over the last few years to include some of these age-related health costs. It’s a good idea to explore these sooner rather than later.

Fees charged on your retirement funds (especially older products) can put a significant dent in your returns. But how do you go about transferring your funds to a lower cost provider? Read on…

Being actively involved in your finances doesn’t stop when you’re retired, even if those annuity payments are re-assuringly regular! We asked our three retirees, Re-tired, Rodney and Gert for tips on managing money during retirement.