The Fat Wallet - Page 23 of 25

The Fat Wallet Show with Kristia van Heerden

Podcast: Choosing a medical aid

Kristia van Heerden 21 November 2016Latest, The Fat Wallet

I hate the legwork that goes into making decisions about insurance and medical aid. Imagine, then, my delight when Wesley Amos asked me to do a show on choosing a medical aid. I procrastinated for a while, but then my friend Amy added her voice to the chorus. Et tu, Amy? @kristiavh please look at ...

Podcast: Strategic money and share incentives

Kristia van Heerden 14 November 2016Latest, The Fat Wallet

This week’s episode is a little like The Twilight Zone. By sheer fluke, we received three questions from two Chrises and a Christo. While the questions aren’t related to each other, by the end of the episode Simon and I realise that the entire episode is about one thing: having a plan. Episode 25. We ...

Podcast: Place what in private?

Kristia van Heerden 7 November 2016Latest, The Fat Wallet

Simon is back from holiday and all is well with the world again. In this episode we catch up on some of the feedback and questions we received over the past two weeks. Coincidentally all of the questions we didn’t get to were submitted by people named Chris. Next week we’ll do a Chris episode ...

Podcast: The time travel episode (and windfalls)

Kristia van Heerden 31 October 2016Latest, The Fat Wallet

You thought we were just a podcast, but we also time travel. With Simon on holiday, we pre-recorded this episode two weeks ago, when #twentiestaughtmethat was trending on Twitter. I learned my biggest financial lessons in my twenties. Reading through the tweets, I realised that that’s true for many people. I also realised how lucky ...

Podcast: Retirement and tax

Kristia van Heerden 24 October 2016Latest, The Fat Wallet

I recently realised, to my horror, that pension fund and retirement annuity providers are winning at consumer education. With my first job came an onslaught of pension fund providers vying to communicate with my broke ass. I didn’t know how to budget, how to manage my debt, how to navigate myself out of a brown ...

Podcast: Can debt be good?

Kristia van Heerden 17 October 2016Latest, The Fat Wallet

Erik Thiart sent a question that I’ve subconsciously been avoiding on this podcast. He wanted to know what the deal is with my debt story. I talk about paying back my debt often, but I’ve never really gone into how I got into debt in the first place. If I’m perfectly honest, it’s because it ...

Podcast: Are my investments making me poor?

Kristia van Heerden 10 October 2016Latest, The Fat Wallet

When I finally paid off my debt three years ago, I was in the perfect position to start building wealth. It took two stark years to get out of a very dark place of my own making. No salon visits, no new clothes and a helluva lot of peanut butter later had me looking a ...

Podcast: Warranty worry

Kristia van Heerden 3 October 2016Latest, The Fat Wallet

I’m a big believer in having an emergency fund that will cover my expenses for at least three months. I don’t want too much cash sitting around doing nothing, but I also want to avoid cashing out investments to cover emergencies. My emergency fund creates an interesting dynamic in my personal finances. Because I have ...

Podcast: How to be wrong, or contract vs prepaid

Kristia van Heerden 26 September 2016Latest, The Fat Wallet

This podcast forces me to do an annoying amount of personal growth. This week I had to work out what I disliked more: being wrong or being irrational. My early 20s was a haze of red wine and shopping on credit. In three short years I managed to rack up debt ten times my monthly ...

Podcast: Warning! We say “ethics”

Kristia van Heerden 19 September 2016Latest, The Fat Wallet

WARNING: This episode contains some insipid moralising. Vomiting might ensue. Please allow me a moment to be a little philosophical. It’s my birthday week. This can be your gift to me. Last week I featured the NewFunds NewSA ETF. It’s an ETF that invests in companies based on their empowerment ratings. As our bestie Nerina ...