Below you'll find a list of all posts that have been categorized as “The Fat Wallet”
When we get into debt, we think it’s a temporary state of affairs. We’ll get rid of it once we earn more money. However, nothing is more delicious to a financial institution than an indebted individual getting a raise. As our income increases, so increases our access to credit.
Look, if it’s the end of the world we’re all in for a bad time. Your only hope is to be at the site of the asteroid hit at the moment of impact. Be patient zero – dying will be more fun than trying to survive the apocalypse. But a financial crisis is not the apocalypse.
Access to a great share at a discount is something to take very seriously. Khuliso’s question about Phutuma Nathi got me thinking about BBBEE shares. How do you decide whether a BBBEE share is a better investment than the ETF you would have bought anyway?
Interest is a strange thing. You could at any point be both earning it and paying it. In fact, if you have a credit card you could be earning and paying interest in the same bank account. Should you use money earning interest to pay off the money you owe, on which you are paying interest?
In this episode we interview Patrick McKay about financial independence. Patrick, who runs The Investor Challenge Blog, achieved financial independence two years ago. At 39, he boasts the title of Regional Drone Coordinator and works because he enjoys it. Here, Patrick tells us how he did it.
Sam Beckbessinger’s excellent book Manage Your Money Like a F*cking Grownup is the unofficial written summary of The Fat Wallet Show. As Sam explains in this episode, the Spending Ratio is an excellent way to measure the health of your finances, because it’s not dependent on things you can’t control.
We’re 100 episodes old*, so we might as well talk about death. Edwin is turning out to be our most philosophical user – you’ll remember him from before. This week, we help him figure out what will happen to his investments when he dies.
Factor-based investing is nothing new. The idea that certain shares will give higher returns over time is the premise behind the entire asset management industry. Factor-based ETFs are as interesting for their weighting as their methodology. In this episode, we talk about whether factor-based investing has a place in passive investing.
Growing up, investments weren’t often a topic of conversation. Even so, I knew that people got rich from property. I don’t ever remember someone telling me this outright. I knew for sure we weren’t the people getting rich. Still, it’s just one of those “universal truths” I absorbed as a kid.
We spend so much time talking about bad financial products. Is there such a thing as a good financial product? If so, where would you find them? In this episode, we provide a checklist for buying financial products.
