Kristia van Heerden Archives - Page 9 of 36

The Fat Wallet Show with Kristia van Heerden

Podcast: COVID bonds

Kristia van Heerden 27 April 2020Latest, The Fat Wallet

With the markets in a flat spin, even the bond market is looking a bit peaky. How can it be when bonds are supposed to give us stability and predictable income? It turns out not all bonds are created equal. In this week’s episode we revisit how bonds work and what they’re supposed to do ...

Podcast: Lockdown money crisis

Kristia van Heerden 20 April 2020Latest, The Fat Wallet

It’s going to take more than a good plan and discipline to cope with the financial impact of this lockdown. Some of us are lucky to retain all or some of our income, but for many of us this period is a financial catastrophe. There is no good news, no upside, no silver lining. We ...

Podcast: The investment lockdown challenge

Kristia van Heerden 13 April 2020Latest, The Fat Wallet

Isn’t it fascinating how quickly we adapt? When the market first started its epic nose dive, we were all ready to jump with it. However, over the past month or so we’ve become so accustomed to a crisis environment that we can almost forget about our investment accounts. The last lockdown challenge was initially scheduled ...

ETF: I’ve lost money!

Kristia van Heerden 8 April 2020ETF Blog, Latest

If you are new to ETFs, you probably feel bewildered. You’ve mustered the courage to transfer your money to a broker, you bought an ETF on the recommendation of a friend or based on your online research. You are a Serious Investor, so you’re ready to see the stock market at work. However, so far ...

Podcast: The medical aid lockdown challenge

Kristia van Heerden 6 April 2020Latest, The Fat Wallet

Last week we challenged you to take a closer look at your insurance cover. The challenge was an eye-opener for me. I wrote an article about it here. This week it’s time to look at your medical aid. Since many of our incomes are affected by the lockdown, you might be looking at a cheaper ...

ETF: Spread as ETF cost

Kristia van Heerden 1 April 2020ETF Blog, Latest

We often talk about the impact of the total expense ratio (TER) or the total investment cost (TIC) on your investment. The index (a representation of the price performance of a group of companies) will always outperform the ETF (the product that tracks the index). That’s because the index is just a tool for tracking ...

Money Hacks: Insurance review case study

Kristia van Heerden 31 March 2020Latest, Money hacks

What does your bond insurance cover? Kristia read the fine print and discovered she didn’t qualify for the benefits she was paying for!

Podcast: The first lockdown money challenge ~ Wills and Estates

Kristia van Heerden 30 March 2020Latest, The Fat Wallet

It’s a nutty time to be alive, isn’t it? A market crash is bad enough. Adding a national lockdown to the mix is bound to provoke some anxiety. Our strategy in this time is not dissimilar from our usual strategy: focus on what you can control. To that end, our podcast this week is the ...

Podcast: Crash questions

Kristia van Heerden 23 March 2020Latest, The Fat Wallet

Many of us are witnessing a stock market crash for the first time. Like most of you, I’m experiencing a heady mix of excitement and terror. I’m so glad watching my portfolio no longer feels like watching paint dry. Instead, it feels like being dropped off a very high building. It’s not great, but at ...

Podcast: Your first tax-free investment

Kristia van Heerden 16 March 2020Latest, The Fat Wallet

While the rest of the world is getting in supermarket fights over toilet paper, life at Just One Lap carries on. Lesego, who is only 24, is ready to start their investment journey. This week we hold their hand through their first tax-free purchase. We explain what tax-free accounts are, what ETFs are and why ...