Cash Club: Forget about the Joneses

Njabulo Nsibande Cash Club, Latest

Sometimes we find ourselves under pressure. Often the pressure is not warranted and we end up making poor financial decisions. Society’s standards or the standards present on social media cause many people to fall into financial traps they can’t get out of. These standards are linked to set timelines - by a certain age, you ...

Cash club: Am I saving enough for my child?

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How much is enough when you’re saving or investing for your newborn child? It’s a tricky question to answer. First up, I think there are far too many unknowns regarding expenses in the future. It’s equally difficult to determine how much I need to save today to ensure I have enough for tomorrow. We can ...

Cash Club: Economic transformation through investment clubs

Njabulo Nsibande Cash Club, Latest

Whenever I hear about Radical Economic Transformation, but also how the minority (predominantly white South Africans) owns the JSE, I ask myself after 23 years of freedom - why is the majority (predominantly black South Africans) still the minority of the market participants?   Let's consider my situation as a “low-income middle class” (under R30 ...

Cash Club: The cost of parenthood

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When I found out we were expecting our first born, I played it cool (someone had to not freak out). The first question I asked myself was, “Am I financially ready?” The emotional aspect of becoming parents was sorted, because my partner and I have a solid relationship. But besides that, the answer was no. ...