Sometimes we find ourselves under pressure. Often the pressure is not warranted and we end up making poor financial decisions. Society’s standards or the standards present on social media cause many people to fall into financial traps they can’t get out of. These standards are linked to set timelines - by a certain age, you ...

With tax season looming, I've been thinking about the tax declarations I need to make, including the interest gained in our investment club. And then things started to get confusing. So I've detailed our club’s investment journey and asked the Just One Lap tax experts for advice. Assumption 1 Say we bought an ETF at ...

How much is enough when you’re saving or investing for your newborn child? It’s a tricky question to answer. First up, I think there are far too many unknowns regarding expenses in the future. It’s equally difficult to determine how much I need to save today to ensure I have enough for tomorrow. We can ...

When I first started to buy ETFs for my son, I used a standard account and not a TFSA. Why? Because Simon said so. But then I started to ponder the implications of saving using a standard account vs a TFSA, and what it would mean for me, my son and ultimately our family. I ...

Whenever I hear about Radical Economic Transformation, but also how the minority (predominantly white South Africans) owns the JSE, I ask myself after 23 years of freedom - why is the majority (predominantly black South Africans) still the minority of the market participants?   Let's consider my situation as a “low-income middle class” (under R30 ...

When I found out we were expecting our first born, I played it cool (someone had to not freak out). The first question I asked myself was, “Am I financially ready?” The emotional aspect of becoming parents was sorted, because my partner and I have a solid relationship. But besides that, the answer was no. ...