The Just One Lap ETF portfolios are designed to simplify your investment choices. There are nearly 50 ETFs in the local market, with new products listing every year. Putting together an ETF portfolio can seem overwhelming, even within the much simpler tax-free investment environment.
Selecting the right ETFs for a robust portfolio is complicated by understanding the appropriate asset allocation for your investment time horizon. A good ETF portfolio is exposed to the local market, international markets and property. Investors getting ready to retire or already retired even need to think about the role cash should play in their portfolio.
The Just One Lap ETF portfolios take into account the most important investment question: when will you need the money?
The Just One Lap Risky portfolio is ideal for investors with an investment horizon of over a decade. These investors can afford more exposure to pure equity – the highest returning asset class, but also the riskiest. Property is a great way to diversify this portfolio.
The moderate risk portfolio is for investors who will need the money within the next ten years. These investors need to pull back on pure equity and property exposure and start to add some guaranteed returns in the form of bonds.
The low risk portfolio is for investors who will need the money within the next five years. This portfolio introduces cash as an investment, has exposure to cash-yielding investments like bonds and property and still retains some equity exposure.
To access these portfolios will cost R100 per year.
Thanks to Absa Stockbrokers and Portfolio Managers, you can access these portfolios free for the first year.
Your R100 subscription fee gets you access to all three portfolios with appropriate weightings. We explain our methodology for each portfolio. You will receive email newsletters with updates on how each portfolio is performing for the year and when you might need to make adjustments.
You remain 100% in control of your own portfolio and are free to add to or subtract from our baskets as you see fit. Remember, your money, your rules.
Because Just One Lap is not a brokerage, you will have to buy the portfolio from your regular broker. Absa Stockbrokers and Portfolio managers will preload the baskets onto their platform by the end of February to simplify the process even further.
Neither Just One Lap nor any of their employees, agents or distributors are:
- authorised financial services providers, representatives or intermediaries, or render financial services in respect of financial products as those terms are defined in the Financial Advisory and Intermediary Services Act, 2002 (“the FAIS Act”);
- authorised users or stockbrokers, or render securities services in respect of securities as those terms are defined in the Securities Services Act, 2004 (“the SS Act”);
- authorised by Just One Lap to any person that he/she/it renders financial services or securities services;
Just One Lap and their employees, agents or distributors do not warrant, represent or otherwise guarantee, expressly, impliedly or tacitly that the use of any product sold or service provided by them would result in any particular outcome, and especially profits or returns, such products and services merely serving as general guidance and the provision of data and information which I may, or may not use in the making of investments of any nature whatsoever, including but not limited to investments in or the purchase and/or sale of financial products as defined in the FAIS Act or securities as defined in the SS Act;In the premises, neither Just One Lap or any of their employees, agents or distributors (jointly or severally) shall be liable unto me or any third party for any damages or other loss I or any third party may suffer, be it direct, indirect, special, consequential or punitive as a result of my/ the third party’s use of any product sold or service rendered by them, or the failure or unavailability at any time of such products and services, hereby admitting that any decision made by me or any third party to invest in any financial product or securities (as defined) shall be my/the third party’s own decision, and that any such investment is inherently risky and may result in loss or damages to me/the third party, hereby in any case waiving any such claim for damages or loss I may have or acquire against them or anyone of them with full understanding of the nature and consequences of such waiver, and hereby indemnifying and holding them harmless in relation to any such claim.