Look, if it’s the end of the world we’re all in for a bad time. Your only hope is to be at the site of the asteroid hit at the moment of impact. Be patient zero – dying will be more fun than trying to survive the apocalypse. But a financial crisis is not the apocalypse.
Podcast: BBBEE
Access to a great share at a discount is something to take very seriously. Khuliso’s question about Phutuma Nathi got me thinking about BBBEE shares. How do you decide whether a BBBEE share is a better investment than the ETF you would have bought anyway?
ETF: REIT ETFs and income
Podcast: Should I save or pay my debt?
Interest is a strange thing. You could at any point be both earning it and paying it. In fact, if you have a credit card you could be earning and paying interest in the same bank account. Should you use money earning interest to pay off the money you owe, on which you are paying interest?
ETF: Finding dividend superstars
Podcast: How to be financially independent with Patrick McKay
In this episode we interview Patrick McKay about financial independence. Patrick, who runs The Investor Challenge Blog, achieved financial independence two years ago. At 39, he boasts the title of Regional Drone Coordinator and works because he enjoys it. Here, Patrick tells us how he did it.
Money Hacks: Reduce income protection premiums
Knowing how the insurance industry works means we know better than to accept the first offer. Going through your insurance documents with a fine-tooth comb puts you in a position of discovering the sometimes massive (30%!) wriggle room.
Podcast: The spending ratio
Sam Beckbessinger’s excellent book Manage Your Money Like a F*cking Grownup is the unofficial written summary of The Fat Wallet Show. As Sam explains in this episode, the Spending Ratio is an excellent way to measure the health of your finances, because it’s not dependent on things you can’t control.
ETF: Should I consolidate my ETF portfolio?
Podcast: What happens when I die?
We’re 100 episodes old*, so we might as well talk about death. Edwin is turning out to be our most philosophical user – you’ll remember him from before. This week, we help him figure out what will happen to his investments when he dies.