If you listened to this episode on a single ETF strategy, you know my investment philosophy. This simple approach to investing saves me a lot of drama. When a new product comes to the market, I ask myself if it fits with my original philosophy. If it doesn’t, I can satisfy my curiosity about the…
Podcast: Always be short a consolidation
“This week’s episode of JSE Direct is courtesy of IG.com, our preferred supplier in trading products.” Simon Shares Day 105 of lockdown and Covid-19 cases are still spiking in South Africa. Omnia (JSE code: OMN) results. Suddenly everybody wants to own cyclical Quantum Foods (JSE code: QFH). Standard Bank ETNs are expiring next month. Gold…
Podcast: The two-stage FIRE approach
…general we find it to be Very Good. Kris I have some questions I thought to send to you guys about a two-stage FIRE – which is very relevant to SA since we cannot access Retirement Funding (Pensions, RA’s) until a certain age. The USA (where more FIRE content comes from) is different since they…
Money Hacks: The maintenance mental model
…just quoting you more to do the same job. Recurring expenses – maintaining future commitments The single biggest factor in my own financial wellbeing is my aversion to recurring future expenses. I hate them. I would rather spend money I have now than tie up my future self with financial commitments. Almost all debt is…
Podcast: Help me help my parents!
…to be transferred to a preservation fund until she retires in two years. A financial advisor offered her a once-off fee of 1.7% to give advice on which preservation fund to choose (and to help her complete the forms- which according to her are actually very simple). Initially it didn’t sound like much, but I…
Podcast: How to invest BIG money
…much of that money as possible. From there we’re sad to say it all comes down to your strategy. What do you want this money to achieve? Which products are most likely to get you there? Listen/download here. Subscribe to our RSS feed here. Subscribe or rate us in iTunes. Sign up here to receive an email every time…
Podcast: How to compare investment products
…be looking at to ensure you’re comparing apples with apples. We discuss the role of Regulation 28 in the performance of retirement products, how different asset classes behave, the role of active managers and what the rand/dollar exchange rate has to do with it all. Listen/download here. Subscribe to our RSS feed here. Subscribe or rate us…
Podcast: DIY diversification
…the idea that your portfolio should start de-risking in your fifties. Coronavirus or no, modern humans live for a long time. Very few people can afford a multi-decade low-growth portfolio. We spend a little more time than usual on inflation risk. Inflation is the silent wealth killer. It’s so stealthy, those risk-tolerance questionnaires financial companies…
Podcast: Monthly income at retirement
…we talk through how you can think about your expenses in retirement when you’re working out your financial independence number. We are once again so grateful to OUTvest for funding this week’s episode. If you’re looking for a place to save towards your retirement goals, have a look at their excellent product here. Listen/download here. Subscribe…
Podcast: How to make up for lost time
…more complicated than that, but hopefully this discussion gives you something to chew over. I’m excited to hear your thoughts. Listen/download here. Subscribe to our RSS feed here. Subscribe or rate us in iTunes. Sign up here to receive an email every time a new show goes live. The bleeped show is below: Win of the week: Stippled I…