…15% Cash – 0% I’m unsure if I have chosen the correct bond ETF to complete my Reg 28 compliance. Initially I thought an inflation linked bond would return inflation + 2%, however looking at the historical performance, inflation linked bonds seem to have underperformed inflation over the last 5 years (ILBI index returned 4.37%…
Podcast: Investing for your parents
…eye on her finances. When she finally did, she realized she owed SARS a lot of money, which she has paid back. She has a company pension fund and started saving some money in a tax-free account, but at a very high fee over over 3%. Kim is concerned that her mother will fall short…
Podcast: The news and your investments
…mental models to help us interpret the news and the rest of the episode answering questions. 50 minutes into the discussion, I felt like we had barely scratched the surface. For that reason we didn’t get to a single question this week. Listen / download here. Subscribe to our RSS feed here. Subscribe or rate us in…
Podcast: How to think about risk
…We also cover the risk of losing your income, fraud, counter-party risk, tax, divorce, death, income disparity in households and over-insurance. We offer some ideas to help you prepare for these risks. Listen / download here. Subscribe to our RSS feed here. Subscribe or rate us in iTunes. Sign up here to receive an email every time a new…
Podcast: Netflix challengers
…they cut the dividend cover from 40% of HEPS to only 20%? Comair (JSE code: COM) results boomed on the back of the payment from SAA (ie: us). But otherwise it seems that the market is ignoring their non airline businesses that are now some 40% of group profits. They also seem to be benefiting…
Podcast: Keeping your living expenses low
…on all dividend payouts for a Custody Account – compared to 0% for a Basic Account. Is this type of lending out of shares by a broker commonplace? Do you know if EasyEquities do it? If they do, then I would feel a lot more reassured to carry on with my Basic Account. But if…
Podcast: Your questions – part one
…with a new company in 2017. I only read the 2018 update superficially, and then got a surprise when I read the 2019 update. My father in law’s car, which was insured on my policy, had the name of the owner changed from his mane to my name (without any communication by the Insurance Company…
Podcast: Rights and recourse
…If you’re not getting what you were promised Insurance If your insurance company isn’t paying out for things you feel you should be covered for Investments Fraudulent investments Bad market conditions Losing money Bad returns Pyramid schemes Advice If you received the wrong advice Listen / download here. Subscribe to our RSS feed here. Subscribe or rate…
Podcast: ETF unit pricing
This week, Ben inspires us to delve into how ETF units are priced. A recent presentation of our favourite five concepts made me realise how far removed share prices are from the companies whose shares we buy. After the initial public offering (IPO), what happens to the share price can be entirely unrelated to the…
Podcast: Live from Cape Town
…our live audience, we field questions about family and money, fear and optimism regarding the future of the country and fees. We also get to answer some listener questions. Listen / download here. Subscribe to our RSS feed here. Subscribe or rate us in iTunes. Sign up here to receive an email every time a new show goes live….