Wealthy Maths: The Rule of 72

Stealthy WealthLatest, Wealthy Maths

The Rule of 72 is a quick and easy way to figure out how long something will take to double in value at a given interest rate. The calculation is simple: If you have a percentage growth rate (e.g., investment returns, interest rate or inflation), divide 72 by the expected rate of growth to work ...
The Fat Wallet Show with Kristia van Heerden

Podcast: Money vs education

Kristia van HeerdenLatest, The Fat Wallet

Education is a tough nut to crack. It’s an investment, to be sure, but just like any other investment, the rewards need to outweigh the risks. Unlike other investments, however, risk and reward are extremely difficult to measure in education. Private school kids could be doing better later in life because of their education or ...
JSE Direct with Simon Brown

Podcast: 2019 predictions show

Simon BrownJSE Direct, Latest

Simon Shares Learn to love a lazy market Upcoming events Tax-free investing review, who ate the returns? 2019 predictions show Every year Marc Ashton, Keith McLachlan and Simon Brown do a predictions show. Three wild and wooly predictions for the markets followed by a call on the Top40 and ZAR. Each year starts with a review of the ...
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ETF: Learn to love a lazy market

Kristia van HeerdenETF Blog, Latest

If you started 2019 feeling harassed, you must be invested in the JSE. The market has been unkind to all of us for years. You’d be forgiven for wanting to find better uses for your money - expensive champagne, for example. In this post I’d like to make a case for dormancy. You might argue ...

Cash Club: Saved by my piggy bank

Njabulo NsibandeCash Club, Latest

Early last year I bought a piggy bank (or as we call it in the hood, “isketekete”). The one I got is impossible to open unless you cut it open. I put in my change from buying at the shops and toll gates etc. Every month I would put R100 as a standard. This was ...
Satrix RAFI 40

ETF: Understanding the Satrix RAFI 40

Kristia van HeerdenETF Blog, Latest

You may have heard of Warren Buffett. If you haven’t, please let us know where you live. We want to come there. Buffett made all of his money by identifying companies that are worth more than the price the market was willing to pay for them. This is what people mean when they talk about ...

Cash Club: How I started my investment club

Njabulo NsibandeCash Club, Latest

Let me share a story of how I started my investment club. A year ago I watched a video by Nicolette Mashile on Facebook. In this video, she proposed a stokvel of 20 people contributing R5,000 each a month, making it a R1.2m a year stokvel. This can buy a nice investment property every year ...

Retire: The ideal pre-retirement allocation mix

Web AdminLatest, Retire

I’ve been wrestling with the question of how I should allocate my savings between retirement annuities, tax-free savings accounts, and other savings products. Each one has different tax implications, and the right combination will yield more money after retirement. Being a data scientist, I wrote a computer program to determine optimal investment allocations in the ...
JSE Direct with Simon Brown

Podcast: End of year portfolio review

Simon BrownJSE Direct, Latest

This JSE Direct is proudly brought to you by IG, the specialists in CFD trading and a registered financial services provider. Simon Shares Somebody capitulated on Metrofile* (JSE code: MFL) this morning. The stocks hit 160c, then 239c and is now 1c up at 220c and I picked up a few on a DY of ...